federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Fed Data Shows Consumer Credit Applications at 5-Year High

Fed Data Shows Consumer Credit Applications at 5-Year High
Fed Data Shows Consumer Credit Applications at 5-Year High
July 20, 2026  |  Economy

New Federal Reserve data show consumer credit applications reached a nearly-five-year high in June. Get the Full Story Complete the form to unlock this article and enjoy...

READ MORE >
New Fed Report Says Community Banks Matter More as They Get Smaller
New Fed Report Says Community Banks Matter More as They Get Smaller
July 16, 2026  |  Banking

While community banks have steadily lost market share by almost every conventional metric, they have simultaneously become more systemically important to the parts of the...

READ MORE >
Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion
Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion
July 14, 2026  |  Artificial Intelligence

Federal Reserve supervision should not hinder banks’ implementation of artificial intelligence (AI), because the technology can contribute to financial inclusion, Federal Reserve Vice Chair for...

READ MORE >
Credit Unions Ask Fed to Freeze Debit Interchange Plan Until Courts Rule
Credit Unions Ask Fed to Freeze Debit Interchange Plan Until Courts Rule
July 14, 2026  |  Credit Unions

America’s Credit Unions has called on the Federal Reserve to withdraw its 2023 proposed Regulation II changes to debit interchange until legal challenges have been resolved. Get the Full...

READ MORE >
Warsh Recruits Andreessen, McMillon to Rethink Fed Methods
Warsh Recruits Andreessen, McMillon to Rethink Fed Methods
July 09, 2026  |  Legal & Regulation

The Federal Reserve has announced the leaders of five task forces that will examine the Fed’s methods, analytical tools and policy approaches and provide “candid feedback” for the Federal Open...

READ MORE >
FedNow Readies Cross-Border and Payment Request Pilots
FedNow Readies Cross-Border and Payment Request Pilots
July 09, 2026  |  Real-Time Payments

Three years after the Federal Reserve launched the FedNow® Service, the instant payment infrastructure serves 1,800 financial institutions, including seven of the 10 largest banks,...

READ MORE >
Fed Study Shows B2B Payments Are Becoming a Cost-Per-Event Problem
Fed Study Shows B2B Payments Are Becoming a Cost-Per-Event Problem
July 09, 2026  |  B2B Payments

The Federal Reserve confirmed this month that digital payments are winning the modernization battle against paper-based ones. Get the Full Story Complete the form to...

READ MORE >
Is Revolving Credit Cooling or Simply Catching Its Breath?
Is Revolving Credit Cooling or Simply Catching Its Breath?
July 08, 2026  |  Economy

Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one...

READ MORE >