federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Fed Says Total Consumer Credit Outstandings Grew 5.7% in April
Fed Says Total Consumer Credit Outstandings Grew 5.7% in April
June 07, 2023  |  Consumer Finance

Consumer credit grew at a seasonally adjusted rate of 5.7% in April. Revolving credit increased at an annual rate of 13.1% during the month, while...

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IMF Director Says Fed ‘Will Have to Stay the Course’
IMF Director Says Fed ‘Will Have to Stay the Course’
June 05, 2023  |  Economy

An International Monetary Fund (IMF) director said the Federal Reserve may need to do more to slow lending. IMF Managing Director Kristalina Georgieva told CNBC...

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Is Fed and FDIC Data on Dropping Bank Deposits a Blip or Trend?
Is Fed and FDIC Data on Dropping Bank Deposits a Blip or Trend?
June 02, 2023  |  Banking

For banks — and specifically for their consumers: No deposit, no return? The bedrocks of finance — the commercial banks — are seeing at least...

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Subprime Borrowers’ Delinquencies up as Credit Lifeline Grows Taut
Subprime Borrowers’ Delinquencies up as Credit Lifeline Grows Taut
June 02, 2023  |  Debt

Credit card use is up, and card balances are increasing. It may be the more vulnerable borrowers among us signaling that distress could lie ahead...

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Report: Richmond Fed President Says US Sees ‘Demand Slowdown’
Report: Richmond Fed President Says US Sees ‘Demand Slowdown’
May 25, 2023  |  Economy

Federal Reserve Bank of Richmond President Tom Barkin reportedly said there is a “demand slowdown.” At the same time, Barkin declined to say the country is nearing a recession,...

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Fed’s Economic Well-Being Report Understates Struggles of Paycheck-to-Paycheck Consumers
Fed’s Economic Well-Being Report Understates Struggles of Paycheck-to-Paycheck Consumers
May 22, 2023  |  Economy

The Federal Reserve Board’s latest report on the pressures faced by U.S. households paints a picture where a record number of consumers say they are...

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Fed Governor Says Changes to Banking Regulations Should be ‘Targeted’
Fed Governor Says Changes to Banking Regulations Should be ‘Targeted’
May 19, 2023  |  Bank Regulation

A Federal Reserve governor said changes to banking regulations should be “targeted,” not broad and fundamental. Speaking Friday (May 19) at the Texas Bankers Association...

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Fed Officials Reportedly More Divided Than Ever on Rate Hikes
Fed Officials Reportedly More Divided Than Ever on Rate Hikes
May 19, 2023  |  Economy

Federal Reserve officials reportedly seem more divided than ever on whether more interest rate hikes are needed. Officials’ comments signaling different opinions on the issue come...

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US Lawmakers Debate Dueling Stablecoin Bill Drafts
US Lawmakers Debate Dueling Stablecoin Bill Drafts
May 18, 2023  |  Regulation

U.S. lawmakers faced off Thursday (May 18) over two proposed stablecoin bills. Both bills under consideration would allow both banks and non-banks to issue stablecoins. It was...

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