federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Fed Lending, Business Formation Data Hint at Main Street Crunch
Fed Lending, Business Formation Data Hint at Main Street Crunch
May 17, 2023  |  SMBs

Data from the Federal Reserve and the Census Bureau hint at a looming crunch on Main Street. Specifically: The businesses that power the economy are...

READ MORE >
ACI Worldwide Teams With Corporate One for FedNow Launch
ACI Worldwide Teams With Corporate One for FedNow Launch
May 16, 2023  |  Faster Payments

ACI Worldwide says it is among the first payments firms certified for the U.S. Federal Reserve’s FedNow instant payments service, due to launch in July....

READ MORE >
Fed Plans to Improve ‘Speed, Force and Agility’ of Supervision
Fed Plans to Improve ‘Speed, Force and Agility’ of Supervision
May 15, 2023  |  Bank Regulation

The Federal Reserve Board aims to make changes after the recent banking crisis. The failure of Silicon Valley Bank showed a need to strengthen supervision and regulation,...

READ MORE >
Jack Henry Adds FedNow to Real-Time Payments Offerings
Jack Henry Adds FedNow to Real-Time Payments Offerings
May 15, 2023  |  Faster Payments

Payments processor Jack Henry says it is “operationally ready” to support the Federal Reserve’s FedNow service. FedNow is the U.S. central bank’s real-time payments network...

READ MORE >
Blackstone Wants to Partner with Regional Banks in Loan Originations
Blackstone Wants to Partner with Regional Banks in Loan Originations
May 11, 2023  |  Banking

Blackstone wants to give regional banks more lending power ahead of a looming credit crunch. Jon Gray, president of the private equity giant, told the...

READ MORE >
Affluent Consumers Temper Spending as Recession Concerns Mount
Affluent Consumers Temper Spending as Recession Concerns Mount
May 08, 2023  |  Economy

The latest data from the Federal Reserve released Monday (May 8) show that consumers think inflation’s here for the long term. And higher-income households are...

READ MORE >
Banks Unlikely to Loosen Credit Until 2024
Banks Unlikely to Loosen Credit Until 2024
May 08, 2023  |  Loans

Banks expect to continue tightening lending standards across all loan categories through the rest of 2023. That projection comes after a quarter in which banks...

READ MORE >
Regulators’ Concerns About TD Bank’s AML Practices Reportedly Ended Merger
Regulators’ Concerns About TD Bank’s AML Practices Reportedly Ended Merger
May 08, 2023  |  Bank Regulation

Regulators’ concerns about TD Bank’s anti-money laundering (AML) practices reportedly ended its plans to acquire First Horizon Bank. The concerns of the Office of the...

READ MORE >
Consumer Borrowing Jumps Amid Sharp Spike in Credit Card Balances
Consumer Borrowing Jumps Amid Sharp Spike in Credit Card Balances
May 08, 2023  |  Debt

Borrowing among consumers jumped in March amid a sharp spike in credit card use. Recent data from the Federal Reserve shows credit in the aggregate...

READ MORE >