Finance

Finance is a field that is concerned with the allocation (investment) of assets and liabilities over space and time, often under conditions of risk or uncertainty.

Source: en.wikipedia.org

FinTechs Say Traditional Payment Rails Don’t Meet SMB Owners’ Needs
FinTechs Say Traditional Payment Rails Don’t Meet SMB Owners’ Needs
September 09, 2022  |  Disbursements

Digital payments have become table stakes in the United States and worldwide. More than $6.6 trillion in digital payments changed hands last year, a 40%...

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Embedded Finance Expands Payments Options, Reduces Merchant Risk, Says KeyBank
Embedded Finance Expands Payments Options, Reduces Merchant Risk, Says KeyBank
September 07, 2022  |  Banking

Both individual consumers and businesses are increasingly changing how they conduct their financial affairs. Instead of relying on the traditional, physical-based methods of banking, more...

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Report: Crypto Winter Hasn’t Chilled Consumer Interest in Buying Crypto
Report: Crypto Winter Hasn’t Chilled Consumer Interest in Buying Crypto
August 30, 2022  |  Cryptocurrency

Reports of cryptocurrency’s demise are greatly exaggerated. Fifty-six percent of consumers express at least some interest in buying cryptocurrency in the next year, and crypto...

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NEW DATA: US Consumers Face Emergency Expenses 3.5x Larger Than Fed Estimates
NEW DATA: US Consumers Face Emergency Expenses 3.5x Larger Than Fed Estimates
August 29, 2022  |  Consumer Finance

In May 2022, the Federal Reserve released the Economic Well-Being of U.S. Households in 2021, the latest edition of an annual report often used in...

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Quontic Bank on the Uncertainty and Potential of Crypto’s Future in Banking
Quontic Bank on the Uncertainty and Potential of Crypto’s Future in Banking
August 24, 2022  |  Digital-First Banking

Of all the unlikely technologies to catch on in recent years, cryptocurrencies stand out as one of the more improbable — and unpredictable. In 2008,...

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Banks Use Bitcoin Rewards to Attract the Crypto-Curious Consumer
Banks Use Bitcoin Rewards to Attract the Crypto-Curious Consumer
August 23, 2022  |  Digital-First Banking

The financial services industry is transforming, with consumers and businesses becoming more interested in using digital technology to handle their financial needs. Financial institutions (FIs)...

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PYMNTS Intelligence: Why Data Security Is Key to Consumer Trust in Digital-Only Banking
PYMNTS Intelligence: Why Data Security Is Key to Consumer Trust in Digital-Only Banking
August 15, 2022  |  Digital-First Banking

The accelerated digital transition that accompanied the pandemic has contributed to greater reliance on digital banking tools. While 48% of surveyed consumers still use branches, just...

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Modern Treasury on Turning Challenges Into Benefits With Real-Time Payments
Modern Treasury on Turning Challenges Into Benefits With Real-Time Payments
August 15, 2022  |  Faster Payments

Despite well-known fears, businesses that actually use real-time payments experience fraud 25% less often than those companies that use other methods to move money to...

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BM Technologies on Managing Digital Security and the Customer Experience
BM Technologies on Managing Digital Security and the Customer Experience
August 12, 2022  |  Digital-First Banking

While 50% of consumers avoid digital-only FIs due to security concerns, BM Technologies CTO Jamie Donahue tells PYMNTS that digital-first institutions actually have a home-field...

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