financial invisibles

Chase Launches Low-Cost Accounts To Win Unbanked Consumers
Chase Launches Low-Cost Accounts To Win Unbanked Consumers
March 18, 2019  |  Digital Banking

The percentage of unbanked people in the U.S. recently fell to the lowest rate since the 2007-2009 financial crisis, but a new product launch from...

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Layaway’s Visible Resurrection
Layaway’s Visible Resurrection
November 23, 2018  |  Retail

Layaway — the system where a merchant holds an item aside for a consumer, usually for a small fee and a deposit, until the consumer...

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Forty-Six Percent Of Americans Live Paycheck To Paycheck
Forty-Six Percent Of Americans Live Paycheck To Paycheck
November 13, 2018  |  Economy

When it comes to the economy here in the U.S., the big picture – call it the “top down” view – looks fairly rosy. But...

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NEW DATA: With Wages And Hopes High, Why Are Consumers Behind On Bills?
NEW DATA: With Wages And Hopes High, Why Are Consumers Behind On Bills?
November 12, 2018  |  Consumer Finance

The numbers are in, and the economy is looking up: Gross domestic product (GDP) is increasing fast, wages are rising and the unemployment rate is...

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Survey Shows Fall In US Consumer Sentiment
Survey Shows Fall In US Consumer Sentiment
October 12, 2018  |  Consumer Finance

Indicating that Americans may have a less favorable view of their own finances, the University of Michigan Survey of Consumers fell to a gauge of...

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 Tracking PYMNTS Trackers Into 4Q And Beyond
 Tracking PYMNTS Trackers Into 4Q And Beyond
September 03, 2018  |  Tracker Series

The last days of summer here.  The end of a quarter is approaching, and with that, we head into the end of a year.  It’s...

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Economy Strong, Yet Americans Struggle To Cover Basic Expenses
Economy Strong, Yet Americans Struggle To Cover Basic Expenses
August 28, 2018  |  Economy

The economy is strong, as evidenced by some headline numbers. Unemployment is at multi-year lows, GDP growth continues apace and the stock market, usually a...

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The Concerning Creep In Consumer Debt
The Concerning Creep In Consumer Debt
August 21, 2018  |  Economy

U.S. consumer debt has been on the rise for the last year and hit $13.29 trillion during the quarter ending in June, according to the...

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Among Credit Invisibles, Parsing FinTech Risks And Rewards
Among Credit Invisibles, Parsing FinTech Risks And Rewards
August 16, 2018  |  Financial Inclusion

In lending, as in everything, there is risk, and there is reward. Technology has its lures for firms seeking to gain an edge in determining...

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