financial products

UK Warns Influencers Against Misleading Financial Promotions
UK Warns Influencers Against Misleading Financial Promotions
March 26, 2024  |  Regulation

The U.K.’s financial watchdog is warning social media influencers against making misleading financial services promotions. The Financial Conduct Authority (FCA) on Tuesday (March 26) issued guidelines aimed at social...

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CFPB Says Financial Product Comparison-Shopping Tools Must Present Unbiased Results
CFPB Says Financial Product Comparison-Shopping Tools Must Present Unbiased Results
February 29, 2024  |  CFPB

The Consumer Financial Protection Bureau (CFPB) is working to crack down on companies that operate comparison-shopping tools for financial products and manipulate the results. The CFPB issued...

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Nearly 3 in 10 Credit Union Members Willing to Change FIs to Access New Products
Nearly 3 in 10 Credit Union Members Willing to Change FIs to Access New Products
December 20, 2023  |  Credit Unions

Credit unions (CUs) are known for their personalized and member-focused services, which is an attractive offering for many of their members. But alternatively, they have...

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CFTC to Propose Strengthening Regulations to Safeguard Customer Funds
CFTC to Propose Strengthening Regulations to Safeguard Customer Funds
November 09, 2023  |  Cryptocurrency

The Commodity Futures Trading Commission (CFTC) is reportedly working on a draft proposal to enhance regulatory defenses and protect client funds. Coming in response to last year’s...

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LendingClub’s Structured Loan Certificates Program Reaches $1 Billion Mark
LendingClub’s Structured Loan Certificates Program Reaches $1 Billion Mark
November 09, 2023  |  Loans

LendingClub has crossed the $1 billion mark in personal loans sold through its Structured Loan Certificates Program (SLCLC Program) since the launch of that program...

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CFPB Says Lenders Must Explain AI-Driven Credit Denials
CFPB Says Lenders Must Explain AI-Driven Credit Denials
September 19, 2023  |  Regulation

The Consumer Financial Protection Bureau (CFPB) has released guidance for lenders who utilize artificial intelligence (AI) and complex models in their credit decision-making processes. The guidance emphasizes the need...

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CFPB Fines Installment Lender OneMain $20 Million for Upsell and Refund Practices
CFPB Fines Installment Lender OneMain $20 Million for Upsell and Refund Practices
May 31, 2023  |  Loans

OneMain Financial, a nonbank personal loan installment lender, has been slapped with $20 million in redress and penalties by the Consumer Financial Protection Bureau (CFPB)...

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APIs Turn Businesses Into Banking Services Providers in Weeks
APIs Turn Businesses Into Banking Services Providers in Weeks
January 09, 2023  |  API

Macro headwinds aside, embedded finance is poised for long-term growth. Itai Damti, CEO of the Banking-as-a-Service platform (BaaS) Unit, told PYMNTS that BaaS and embedded...

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Banks Dropping The Ball When It Comes To Helping Customers
Banks Dropping The Ball When It Comes To Helping Customers
May 10, 2017  |  Banking

Consumers in the U.S. expect banks to help them make better financial choices, although a new survey shows they think banks are dropping the ball...

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