financing

Finance is a term for matters regarding the management, creation, and study of money and investments. Specifically, it deals with the questions of how and why an individual, company or government acquires the money needed – called capital in the company context – and how they spend or invest that money.

Affirm Expands Its Monthly Payment Options To Thousands Of Retailers
Affirm Expands Its Monthly Payment Options To Thousands Of Retailers
April 19, 2018  |  Payment Methods

Affirm announced it is partnering with various brands and retailers to offer shoppers a simple, no-interest monthly payment option on purchases of any size. The...

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Can AI Kill The FICO Score?
Can AI Kill The FICO Score?
April 10, 2018  |  Loans

Just as SAT scores don’t convey everything about a student, FICO scores don’t convey everything about a loan applicant. They can be one valuable piece...

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Goldman Sachs Gearing Up To Enter Commercial Banking Market
Goldman Sachs Gearing Up To Enter Commercial Banking Market
April 04, 2018  |  Banking

Goldman Sachs has hired a senior engineer at JPMorgan to develop cash management tools as it eyes an entrance into the commercial banking market. The...

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Point-Of-Sale Flexibility Inflates Spend
Point-Of-Sale Flexibility Inflates Spend
March 28, 2018  |  Point of Sale

Talk to anyone in the U.S. credit space, and they can tell you about their access to consumer information, such as name, income, education, voting...

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Today In Data: VC For V-Cards, Auto Financing And Omnireadiness
Today In Data: VC For V-Cards, Auto Financing And Omnireadiness
February 23, 2018  |  Today In Data

Today in PYMNTS data, the digital food delivery industry is growing every day, firms are using venture capital funding to expand B2B virtual card solutions,...

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Apple Explores Customer Financing With Goldman
Apple Explores Customer Financing With Goldman
February 07, 2018  |  Apple

Goldman Sachs and Apple are reportedly in talks about the former providing financing to the latter’s customers, particularly those who want to purchase a new...

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LendingPoint’s LoanHero Acquisition To Expand Credit Options For 145M Consumers
LendingPoint’s LoanHero Acquisition To Expand Credit Options For 145M Consumers
January 11, 2018  |  Partnerships / Acquisitions

Although the news about LendingPoint’s decision to formally acquire LoanHero is made public today for the very first time, the conversation between the two firms about how they could...

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Max Levchin On What Comes After $200M Worth Of Capital Affirmation
Max Levchin On What Comes After $200M Worth Of Capital Affirmation
December 12, 2017  |  Loans

Fresh off a $200 million funding round, Affirm's CEO Max Levchin cautions PYMNTS' Karen Webster against thinking the money is simply a validation for the...

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How Sezzle Wants To Help Millennials Without Sizzling Credit
How Sezzle Wants To Help Millennials Without Sizzling Credit
November 17, 2017  |  Consumer Finance

The average American carries 2.6 credit cards, but averages can be a bit misleading. For example, that figure includes a full 30 percent of Americans who don’t carry...

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