FinTech

Financial technology, often shortened to fintech, is the technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. It is an emerging industry that uses technology to improve activities in finance.

AI Explainer: How Large Transaction Models Are Securing Payment Flows
AI Explainer: How Large Transaction Models Are Securing Payment Flows
May 14, 2025  |  artificial intelligence

Digital transformation has opened a fire hose of new information flows, particularly around payments and commerce. Get the Full Story Complete the form to unlock...

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Chime Sets Sights on the Affluent Consumer and an $86 Billion Revenue Opportunity
Chime Sets Sights on the Affluent Consumer and an $86 Billion Revenue Opportunity
May 14, 2025  |  Digital Banking

In 2022, as the pandemic waned, PYMNTS Intelligence found that only about 9% of consumers used digital banks for their primary financial relationships and accounts....

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Businesses Embrace Real-Time Payments at the $10 Million Mark
Businesses Embrace Real-Time Payments at the $10 Million Mark
May 14, 2025  |  Real-Time Payments

A $10 million instant payment is no longer a fantasy — it’s the new normal as real-time payments revolutionize global finance. Get the Full Story...

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How to Bridge the Gap Between FinTechs and Financial Institutions
How to Bridge the Gap Between FinTechs and Financial Institutions
May 14, 2025  |  Opinion

Collaboration between credit unions and FinTechs can shape the future of financial services, Velera Chief Product Officer Denise Stevens writes in a new PYMNTS eBook,...

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CFPB Drops Lawsuit Against Walmart and FinTech Company Branch
CFPB Drops Lawsuit Against Walmart and FinTech Company Branch
May 13, 2025  |  Walmart

The Consumer Financial Protection Bureau (CFPB) reportedly dropped a lawsuit against Walmart and Branch that it filed in December. Get the Full Story Complete the...

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Chime Financial Files for IPO, Sees ‘Enormous Opportunity to Grow’
Chime Financial Files for IPO, Sees ‘Enormous Opportunity to Grow’
May 13, 2025  |  IPO

Chime Financial filed its Form S-1 registration statement for a proposed initial public offering (IPO) with the Securities and Exchange Commission (SEC) on Tuesday (May...

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Fasten Shifts Gears to Drive Auto Loyalty Into the Fast Lane
Fasten Shifts Gears to Drive Auto Loyalty Into the Fast Lane
May 13, 2025  |  Loyalty & Rewards

A car loan can turn out to be a green light, red light moment for millions of Americans. Get the Full Story Complete the form...

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One Year After Synapse, How Much Have We Really Learned?
One Year After Synapse, How Much Have We Really Learned?
May 12, 2025  |  Regulation

Welcome to another edition of Washington Weekly, the series in which PYMNTS CEO Karen Webster and QED Investors partner Amias Gerety start their conversation with...

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Data Security Guardrails Critical Regardless of Open Banking Rule’s Fate
Data Security Guardrails Critical Regardless of Open Banking Rule’s Fate
May 12, 2025  |  Regulation

Whether a reworking or an outright rescission of the Consumer Financial Protection Bureau’s open banking rule is on the horizon, some of the most basic...

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