How To Payfac

PYMNTS’ and Visa’s seven-part series is designed to cut through the buzzwords and help software providers and tech outfits mull if the decision to PayFac — yes, it’s becoming a verb — can be part of their own overall business strategies.

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How to PayFac: What Software Platforms Need to Know
How to PayFac: What Software Platforms Need to Know
September 18, 2023  |  Digital Payments

The merchant acquiring model has undergone many changes since the introduction of the first general-purpose credit card in 1958. Back then, acquiring banks were responsible...

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Visa’s PayFac Strategy Eyes Embedded Payments’ Potential in Blue and Red Oceans
Visa’s PayFac Strategy Eyes Embedded Payments’ Potential in Blue and Red Oceans
August 15, 2023  |  Payment Methods

Blue oceans and red oceans beckon for payment facilitators. As PayFacs choose where to spend their time and money, as they examine competitive landscapes, Bill Dobbins,...

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PayFacs Help Creator Economy Monetize Content, Grow Small Business Economy
PayFacs Help Creator Economy Monetize Content, Grow Small Business Economy
July 17, 2023  |  SMBs

The creators are creating content, yes — but an economy too. Your favorite influencer is available at the tap of a screen. That influencer can...

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‘Acquiring in a Box’ in Mexico Helps Merchants Dethrone ‘King Cash’
‘Acquiring in a Box’ in Mexico Helps Merchants Dethrone ‘King Cash’
June 12, 2023  |  Payment Methods

In Latin America, cash remains king. That’s true for many markets in the region, and Mexico stands out as a prime example. Roughly 85% of...

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Europe’s 28 Million Small Businesses Get Ready for PayFac Version 2.0
Europe’s 28 Million Small Businesses Get Ready for PayFac Version 2.0
May 04, 2023  |  Digital Payments

The European region, Lynsey Verrillo, Head of Enablers and Small Business at Visa, and Marc-Alexander Christ, SumUp co-founder, told Karen Webster, is home to 28...

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Billions of People and Trillions of Transactions Define the PayFac Opportunity in Emerging Markets
Billions of People and Trillions of Transactions Define the PayFac Opportunity in Emerging Markets
March 29, 2023  |  Payment Methods

Forging a 21st century commerce ecosystem on a global scale means changing consumer behavior, and merchant mindsets, particularly in markets where digital remains a small...

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Visa: SaaS Firms Weigh Value of Embedded Payments or Becoming PayFacs
Visa: SaaS Firms Weigh Value of Embedded Payments or Becoming PayFacs
March 07, 2023  |  Digital Payments

The conventional wisdom is that all software companies will, at some point, become payments companies. But, as Deirdre Cohen, senior vice president of acquiring at...

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Why Visa Says PayFacs Will Reshape Payments in 2023
Why Visa Says PayFacs Will Reshape Payments in 2023
January 23, 2023  |  Digital Payments

Payment facilitation is among the most vital components of monetizing customer relationships — and the role of PayFacs is often misunderstood. In an interview with...

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