Interest Rates

CashCall, Courts And California’s Increasingly Confusing Lending Market
CashCall, Courts And California’s Increasingly Confusing Lending Market
August 15, 2018  |  Alternative Finances

Headquartered in Orange County, California and founded in 2003, CashCall is a big firm that consumers likely know best from its early commercials featuring the...

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Fintechs Are Going After Borrowers With Poor Credit
Fintechs Are Going After Borrowers With Poor Credit
August 14, 2018  |  Consumer Finance

FinTechs are going after another financial market void, this time providing loans to customers with low credit scores. According to a report in the Wall...

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Canada’s Twist On The Digital Banking Model
Canada’s Twist On The Digital Banking Model
August 13, 2018  |  Digital Banking

Oh, Canada?  A good market to be in for FIs seeking to create digital only banks, if you get the rates right, the timing right...

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Consumer Spending Increases In June Driven By Restaurants, Accommodations
Consumer Spending Increases In June Driven By Restaurants, Accommodations
July 31, 2018  |  Economy

Driven by spending at restaurants and on accommodations, U.S. consumer spending increased in June, setting the stage for a strong economy heading into the third...

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Netflix’s Failure With Hedging Provides Lessons For Digital Players
Netflix’s Failure With Hedging Provides Lessons For Digital Players
July 30, 2018  |  Risk Management

What’s good for the U.S. dollar was not good for Netflix in the second quarter, and the company’s experience (or lack thereof) with currency hedging...

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Regulators Eye Google, China’s Interest Rates, Crypto Risk Framework Looms?
Regulators Eye Google, China’s Interest Rates, Crypto Risk Framework Looms?
July 23, 2018  |  Regulation

In the regulatory realm (for Google, at least), call it a case of adding insult to inquiry. A bit of pun there, but the Federal...

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CEOs Must Be Wary Of Mindless Tech Adoption, KPMG Finds
CEOs Must Be Wary Of Mindless Tech Adoption, KPMG Finds
July 19, 2018  |  B2B Payments

As corporates in the U.S. are feeling confident about their markets and the overall economy, forecasts for revenue growth are muted, the hiring climate is...

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NY Regulator Looks To Interest Rate Caps For FIs And FinTech Firms
NY Regulator Looks To Interest Rate Caps For FIs And FinTech Firms
July 17, 2018  |  B2B Payments

A speed bump may loom in NY, where the state regulatory is drawing a bead on traditional FI/FinTech linkups, with interest rates on lending (including...

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China Tells Lenders To Slash Rates For SMBs
China Tells Lenders To Slash Rates For SMBs
July 10, 2018  |  B2B Payments

Chinese regulators are hoping to give a boost to small business (SMBs) lending by telling banks to cut interest rates for SMB borrowers, according to...

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