late fees

Affirm Calls for New Caps on BNPL Late Fees

Affirm Calls for New Caps on BNPL Late Fees
Affirm Calls for New Caps on BNPL Late Fees
October 21, 2025  |  BNPL

Affirm wants the U.S. to find ways to cap late fees on pay-later loans. Get the Full Story Complete the form to unlock this article...

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CFPB’s Credit Card Late Fee Cap Tossed by Judge
CFPB’s Credit Card Late Fee Cap Tossed by Judge
April 15, 2025  |  Credit Cards

A federal judge has thrown out the Consumer Financial Protection Bureau’s (CFPB) late fee cap. Get the Full Story Complete the form to unlock this...

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Court Ruling Will Reignite Debate Over Credit Card Late Fees
Court Ruling Will Reignite Debate Over Credit Card Late Fees
December 10, 2024  |  Credit Cards

Late last week, a federal judge upheld an order blocking a cap on credit card late fees, as PYMNTS reported. But the debate over the...

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CFPB Loses Bid to Reinstate Cap on Credit Card Late Fees
CFPB Loses Bid to Reinstate Cap on Credit Card Late Fees
December 08, 2024  |  CFPB

A federal judge has upheld an order blocking a cap on credit card late fees. Get the Full Story Complete the form to unlock this...

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Credit Card Issuers Raise Rates Ahead of Late Fee Cap
Credit Card Issuers Raise Rates Ahead of Late Fee Cap
October 07, 2024  |  Credit Cards

Credit card issuers reportedly have been raising interest rates on the cards and adding new fees to make up for revenue they may lose from...

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CFPB Late Fee Lawsuit Moved Back to DC Court
CFPB Late Fee Lawsuit Moved Back to DC Court
May 29, 2024  |  Legal

This round of jurisdictional ping pong goes to the CFPB. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Federal Judge Blocks CFPB Rule Limiting Credit Card Late Fees
Federal Judge Blocks CFPB Rule Limiting Credit Card Late Fees
May 10, 2024  |  Credit Cards

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Capital One CEO Calls Discover Deal ‘Singular Opportunity’
Capital One CEO Calls Discover Deal ‘Singular Opportunity’
April 25, 2024  |  Earnings

Capital One’s first quarter results showed consumers continue to spend on their cards — and management touted the benefits of the proposed $35 billion buyout...

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Synchrony Earnings Show Consumer Momentum, Concern Over Late Fee Rules
Synchrony Earnings Show Consumer Momentum, Concern Over Late Fee Rules
April 24, 2024  |  Earnings

Synchrony Financial reported its Q1 earnings Wednesday (April 24), showing broad-based growth throughout its lending and credit platforms, continued momentum in consumer spending and some...

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