Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

How Small Online Sellers’ Global Ambitions Complicate Cash Flow
How Small Online Sellers’ Global Ambitions Complicate Cash Flow
November 27, 2017  |  B2B Payments

In many ways, eCommerce has democratized the market for small sellers, a group that can now easily reach a global base of potential customers. But...

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The Economy Is Strong — But Borrowing Isn’t Booming As Expected
The Economy Is Strong — But Borrowing Isn’t Booming As Expected
November 27, 2017  |  Banking

While 2017 was supposed to be a banner year for financial institutions, loan growth at banks is slowing in a way that banks can’t quite...

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China Eyes Open Markets, Wide Shut
China Eyes Open Markets, Wide Shut
November 23, 2017  |  Investments

On the face of it, China’s announcement that it would open its financial markets to increased ownership by foreign companies seems a sea change. But...

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China Urges Local Governments To Halt New Internet Microlender Approvals
China Urges Local Governments To Halt New Internet Microlender Approvals
November 22, 2017  |  Regulation

China is regulating micro loans on the internet, with a high-level Chinese government agency issuing a notice urging provincial governments to halt approval of new...

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Interim OCC Chief Wants More Individual Discretion For Bank Examiners
Interim OCC Chief Wants More Individual Discretion For Bank Examiners
November 21, 2017  |  Bank Regulation

While a top U.S. bank regulator has been working to ensure that examiners go easier on the institutions they inspect, he pointed out that those...

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Unpaid Student Loans Cost Workers Jobs, Drivers’ Licenses
Unpaid Student Loans Cost Workers Jobs, Drivers’ Licenses
November 20, 2017  |  Loans

Student loans have an unexpected consequence if they go unpaid: Borrowers who default on their payments can lose their state-issued professional licenses. That’s according to...

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Fed’s Brainard Says Banks Play Key Role In Holding FinTechs Accountable
Fed’s Brainard Says Banks Play Key Role In Holding FinTechs Accountable
November 17, 2017  |  Regulation

Lael Brainard, a member of the Federal Reserve’s Board of Governors, thinks that traditional lenders need to demand that online financial companies protect consumer privacy...

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Amid Push To Open China’s Financial Markets, Some Banks May Hesitate
Amid Push To Open China’s Financial Markets, Some Banks May Hesitate
November 16, 2017  |  Bank Regulation

Will China’s invitation get the party started? Put a different way: If you open a country’s financial markets, will the (foreign) banks bring the capital?...

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Wells CFO Not Losing Sleep Over Rising Consumer Debt
Wells CFO Not Losing Sleep Over Rising Consumer Debt
November 16, 2017  |  Debt

Wells Fargo Chief Financial Officer John Shrewsberry said at an industry conference on Wednesday (Nov. 15) that he isn’t concerned consumers are having a tough...

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