LendingClub

LendingClub is an American peer-to-peer lending company, headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission, and to offer loan trading on a secondary market.

Source: lendingclub.com

One-Third of Consumers Don’t Plan to Cut Luxury Retail Spend
One-Third of Consumers Don’t Plan to Cut Luxury Retail Spend
April 17, 2023  |  Consumer Insights

This next installment of PYMNTS’ miniseries based around consumer spending patterns focuses on the luxury retail sector. One would think that as consumers pull back...

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The Inside Take on AI’s Role in Streamlining Lending for All
The Inside Take on AI’s Role in Streamlining Lending for All
April 12, 2023  |  Loans

Instant disbursements adoption set new records in 2022 — except in lending, where two-thirds of FinTech FI customers would eagerly pay extra for instant disbursements....

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Lending Is Ripe for an Instant Disbursements Transformation
Lending Is Ripe for an Instant Disbursements Transformation
April 11, 2023  |  Loans

As inflation rises and recession looms, consumers are anxious about their finances. With 48% of consumers less likely to take out a loan since interest...

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23% of Working Americans Now Have Side Hustles
23% of Working Americans Now Have Side Hustles
April 07, 2023  |  Economy

The side hustle has never been more germane to the U.S. consumer, as large numbers of employed people have taken on extra work in the...

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Supplemental Incomes Make Household Finances More Manageable for Millions
Supplemental Incomes Make Household Finances More Manageable for Millions
April 05, 2023  |  Consumer Insights

Americans have a way of overcoming financial adversity, and this is borne out by the rising number of employed consumers taking on side hustles to...

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Automakers Hike Discounts as Interest Rates Chase Buyers Away
Automakers Hike Discounts as Interest Rates Chase Buyers Away
April 02, 2023  |  Consumer Insights

Automakers are under increased pressure to discount their cars as higher borrowing costs make consumers nervous. As The Financial Times reported Sunday (April 2), data...

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Paycheck-to-Paycheck Consumers Adjust to Reality of Persistent Inflation
Paycheck-to-Paycheck Consumers Adjust to Reality of Persistent Inflation
March 27, 2023  |  Consumer Insights

The steady share of consumers living paycheck to paycheck despite continued economic headwinds is a testament to their fortitude. Month after month, headlines reaffirm what...

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Consumer Pullback Threatens Paycheck-to-Paycheck Gig Economy Lifelines
Consumer Pullback Threatens Paycheck-to-Paycheck Gig Economy Lifelines
March 27, 2023  |  Gig Economy

Tips and informal, ad hoc work are the mainstays of the gig economy. PYMNTS’ latest report on paycheck-to-paycheck consumers, done in collaboration with LendingClub, found that,...

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Fed’s Nod to Credit Tightening Portends Tough Times for Paycheck-to-Paycheck Economy
Fed’s Nod to Credit Tightening Portends Tough Times for Paycheck-to-Paycheck Economy
March 22, 2023  |  credit frictions

Another Fed meeting, another interest rate hike … and more trouble ahead for paycheck-to-paycheck consumers and small to midsize businesses (SMBs). The central bank boosted...

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