LendingClub

LendingClub is an American peer-to-peer lending company, headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission, and to offer loan trading on a secondary market.

Source: lendingclub.com

Digital Wallets, Platforms Pave Financial Wellness Path as 2023 Dawns
Digital Wallets, Platforms Pave Financial Wellness Path as 2023 Dawns
January 03, 2023  |  Consumer Finance

January is financial wellness month, spurring consumers to scrutinize their budgets and where their money’s going. And the surging popularity of digital wallets and platforms...

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Stressed Consumers Scaling Back Retirement Planning and Funding
Stressed Consumers Scaling Back Retirement Planning and Funding
January 03, 2023  |  Economy

People living paycheck-to-paycheck are having a hard time setting financial goals, much less achieving them. According to the latest study in this long-running series, December’s...

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High Prices Trigger Intentional Consumer Pull Back in Big Ticket Items
High Prices Trigger Intentional Consumer Pull Back in Big Ticket Items
December 28, 2022  |  Retail

Inflation and recession jitters are cutting into the spending of households that aren’t living paycheck-to-paycheck, a sign of growing uncertainty among those with disposable income...

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Paycheck-to-Paycheck Consumers Have Good Credit Scores, Show More Credit Savvy
Paycheck-to-Paycheck Consumers Have Good Credit Scores, Show More Credit Savvy
December 27, 2022  |  Consumer Finance

Characterized by weakened spending power and mounting economic uncertainty, 2022 has been an economic roller coaster. Due to rising costs, growing numbers of consumers spend...

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What Is the Paycheck-to-Paycheck Consumer?
What Is the Paycheck-to-Paycheck Consumer?
December 20, 2022  |  Consumer Finance

“Paycheck to paycheck” refers to a situation where an individual or household relies on their regular paychecks to meet their expenses and financial obligations, with...

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Emergency Expenses Threaten Consumers as Savings Rates Decline
Emergency Expenses Threaten Consumers as Savings Rates Decline
December 15, 2022  |  Consumer Finance

Meeting short-term and long-term goals is proving onerous as savings rates decline. But the short term might prove especially hazardous for those of us —...

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More Than Half of Paycheck-to-Paycheck Consumers Say Inflation’s Made It Harder to Meet Long-Term Financial Goals
More Than Half of Paycheck-to-Paycheck Consumers Say Inflation’s Made It Harder to Meet Long-Term Financial...
December 15, 2022  |  Consumer Finance

With a new year on the horizon, setting financial goals is top of mind for many U.S. consumers. The past 12 months have been a...

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60% of Consumers Say Discounts Will Determine Holiday Shopping Loyalty 
60% of Consumers Say Discounts Will Determine Holiday Shopping Loyalty 
December 01, 2022  |  Retail

A new study shows price is everything as budget-minded decisions are consumers’ top drivers. In the latest edition of “New Reality Check: The Paycheck-To-Paycheck Report:...

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Grocers Woo Holiday Shoppers With Targeted Discounts
Grocers Woo Holiday Shoppers With Targeted Discounts
November 28, 2022  |  Retail

Grocers looking to boost holiday sales would do well to offer seasonal deals. By the Numbers Research from PYMNTS’ recent study “New Reality Check: The...

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