loans

AltFin’s Inconsistent Path To SMB Adoption
AltFin’s Inconsistent Path To SMB Adoption
October 01, 2018  |  B2B Payments

What does small business (SMB) lending look like? It depends on many factors, including one’s location. For example, alternative finance in the U.K. seems to...

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YES Bank Denies Concealing Bad Corporate Loans
YES Bank Denies Concealing Bad Corporate Loans
September 28, 2018  |  B2B Payments

India’s YES Bank has denied covering up data that would reveal non-performing assets (NPAs) in the bank’s corporate loan portfolio, according to Bloomberg Quint reports...

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Why Scratch Says Loan Servicing Needs A Ground-Up Rebuild
Why Scratch Says Loan Servicing Needs A Ground-Up Rebuild
September 27, 2018  |  Alternative Finances

If the world were a more logical place, it would always be easy for a borrower to pay their debts as quickly and easily as...

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US Credit Scores Soar To 704, But Debt Looms
US Credit Scores Soar To 704, But Debt Looms
September 25, 2018  |  Debt

New data shows that as U.S. credit scores hit their highest point since the Great Recession, Americans are also borrowing more than ever. According to...

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Public Service Loan Forgiveness Program Accepts Few Applicants
Public Service Loan Forgiveness Program Accepts Few Applicants
September 21, 2018  |  Loans

To help manage their student loan debts, 28,000 borrowers have sent in 33,300 applications for the Public Service Loan Forgiveness (PSLF) program. However, approximately 99...

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China’s X Financial Has A New US IPO And 400M P2P Leads
China’s X Financial Has A New US IPO And 400M P2P Leads
September 20, 2018  |  Loans

Peer-to-peer (P2P) lending in China is not for the faint of heart — and that’s putting it lightly. Banks offer credit limits to borrowers that...

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Solna On Moving Beyond AltFin To Tackle Late Vendor Payments
Solna On Moving Beyond AltFin To Tackle Late Vendor Payments
September 19, 2018  |  B2B Payments

In the late payments battle, a popular strategy to ease cash flow concerns is to target the business getting paid late. Broadening access to trade...

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A Decade On, Lending Transformed By Crisis And Innovation
A Decade On, Lending Transformed By Crisis And Innovation
September 18, 2018  |  Consumer Finance

Necessity is the mother of invention. Invention can become necessity. And in lending, with the financial crisis in the rearview mirror, a decade on, invention...

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Funding Circle Fund Sees US Loan Defaults Rise
Funding Circle Fund Sees US Loan Defaults Rise
September 17, 2018  |  B2B Payments

In August, more corporate borrowers defaulted on their loans issued by Funding Circle‘s U.S. operations than they did previously in 2018. According to Peer2Peer (P2P) Finance...

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