loans

60% of Banks Say Real-Time Data Decides Who Gets a Loan
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025  |  Loans

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the...

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VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
August 25, 2025  |  Debt

Late-stage delinquency rates increased across all credit scores in July, compared to a year earlier, with the greatest percentage increases seen among the highest credit...

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Long-Term Car Loans Become More Common as Average Price Rises
Long-Term Car Loans Become More Common as Average Price Rises
August 25, 2025  |  Loans

Long-term car loans are reportedly becoming more common and creating risks for both buyers and sellers. Get the Full Story Complete the form to unlock...

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UBS Strategists Warn of ‘Overheating Risk’ Around AI Investments
UBS Strategists Warn of ‘Overheating Risk’ Around AI Investments
August 18, 2025  |  Artificial Intelligence

UBS Global Research reportedly advised investors looking at the artificial intelligence industry to keep an eye on overheating risk and the health of the asset...

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Algebrik AI and Open Lending Partner on Auto Loan Decisioning Solution
Algebrik AI and Open Lending Partner on Auto Loan Decisioning Solution
August 11, 2025  |  Partnerships

Algebrik AI and Open Lending partnered to provide auto loan decisioning capabilities that are designed to enable credit unions and community lenders to confidently extend...

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Stablecoins Could Push Borrowers to FinTechs
Stablecoins Could Push Borrowers to FinTechs
August 11, 2025  |  Cryptocurrency

The ascendant stablecoin market may set the stage for decreased lending from banks, opening an opportunity for alternative lenders, including FinTech platforms, to fill the...

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Platforms Lure SMBs Seeking Capital From Alternative Lending Options
Platforms Lure SMBs Seeking Capital From Alternative Lending Options
August 08, 2025  |  Loans

PYMNTS Intelligence has long chronicled the challenges facing smaller firms navigating the storms of economic volatility. Capital, of course, offers up a buffer against the...

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Dynamic Identity Could Move Small Businesses Out of Data Darkness
Dynamic Identity Could Move Small Businesses Out of Data Darkness
August 08, 2025  |  SMBs

Small and micro businesses don’t want to stay that way. They want to grow. Get the Full Story Complete the form to unlock this article...

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OppFi Revenues Climb as Borrowers Seek Larger Loans
OppFi Revenues Climb as Borrowers Seek Larger Loans
August 06, 2025  |  Earnings

Personal lending platform OppFi recorded record quarterly revenue amid an uptick in loan sizes. Get the Full Story Complete the form to unlock this article and enjoy...

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