loans

Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss

Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss
Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss
September 17, 2025  |  Loans

Even as inflation shows signs of cooling, prices for everyday essentials remain elevated, making access to credit more important than ever. Get the Full Story...

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Fifth Third Says $200 Million Loan Fraud Isolated Incident
Fifth Third Says $200 Million Loan Fraud Isolated Incident
September 10, 2025  |  Security & Fraud

Fifth Third Bank says a fraud incident on a $200 million loan was a one-time occurrence. Get the Full Story Complete the form to unlock this...

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Half of Stable Mid-Market Firms Use Credit as Growth Capital
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025  |  Loans

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their...

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Chase Uses Nova Credit to Bolster Cash Flow Underwriting
Chase Uses Nova Credit to Bolster Cash Flow Underwriting
September 04, 2025  |  Loans

Chase is using Nova Credit to help power its cash flow underwriting capabilities. Get the Full Story Complete the form to unlock this article and...

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60% of Banks Say Real-Time Data Decides Who Gets a Loan
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025  |  Loans

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the...

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VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
August 25, 2025  |  Debt

Late-stage delinquency rates increased across all credit scores in July, compared to a year earlier, with the greatest percentage increases seen among the highest credit...

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Long-Term Car Loans Become More Common as Average Price Rises
Long-Term Car Loans Become More Common as Average Price Rises
August 25, 2025  |  Loans

Long-term car loans are reportedly becoming more common and creating risks for both buyers and sellers. Get the Full Story Complete the form to unlock...

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UBS Strategists Warn of ‘Overheating Risk’ Around AI Investments
UBS Strategists Warn of ‘Overheating Risk’ Around AI Investments
August 18, 2025  |  Artificial Intelligence

UBS Global Research reportedly advised investors looking at the artificial intelligence industry to keep an eye on overheating risk and the health of the asset...

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Algebrik AI and Open Lending Partner on Auto Loan Decisioning Solution
Algebrik AI and Open Lending Partner on Auto Loan Decisioning Solution
August 11, 2025  |  Partnerships

Algebrik AI and Open Lending partnered to provide auto loan decisioning capabilities that are designed to enable credit unions and community lenders to confidently extend...

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