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The Great Payday Lending Fizzle
The Great Payday Lending Fizzle
June 03, 2016  |  Alternative Finances

According to Pew Charitable Trusts, about 12 million Americans take out a payday loan each year. The typical loan is $375. Borrowers are usually employed full-time (thus the “payday” moniker), must have an...

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Bank Of America’s Authentication Mantra
Bank Of America’s Authentication Mantra
June 03, 2016  |  Security & Fraud

As banks look to expand their digital offerings, they face the challenge of creating solutions that are simple enough to encourage adoption, yet secure enough...

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Looking At Creditworthiness, Backwards And Forwards
Looking At Creditworthiness, Backwards And Forwards
June 03, 2016  |  Payment Methods

Determining who represents good credit risk – and who doesn’t – is as much art as science for card issuers and other lenders. VantageScore 3.0...

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Unveiling Stockholm’s Stealth Startup Breeding Ground
Unveiling Stockholm’s Stealth Startup Breeding Ground
June 03, 2016  |  International

Don’t let Sweden’s relatively small size fool you, for within it lies what many consider to be a hotbed for startups and tech innovation. PYMNTS...

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The Retail Revolution Frontline Gets Real
The Retail Revolution Frontline Gets Real
June 02, 2016  |  Payments As A Service

Some say that the best weapon to bring to the retail revolution is software. In the May edition of the Payments as a Service Tracker™,...

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The Hairball That Is EMV Certification
The Hairball That Is EMV Certification
June 02, 2016  |  Payment Methods

There are two words- both beginning with a C – that strike fear and loathing into the hearts and minds of payments industry peeps –...

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In Unicornland, Prosper Seeks Survival, And Some Green (Investment Shoots) Emerge
In Unicornland, Prosper Seeks Survival, And Some Green (Investment Shoots) Emerge
June 02, 2016  |  Investments

Online lending is not a happy place at the moment, and at least one VC firm is gathering dry tinder in prep for creating, perhaps,...

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