The year 2020 was a game-changer for banks as pandemic-related restrictions on in-person banking forced or greatly accelerated digital transformations. Despite that restrictions have eased, the pressures on banks have...
Only 7 million Americans have no connection to a financial institution but that’s 7 million people who are locked out of the financial services and...
Access to financial services is a constant struggle for millions of Americans, with more than 6 percent of American households remaining unbanked and nearly 19...
The pandemic prompted an unprecedented 44 percent year-over-year jump in online spending with U.S. merchants in 2020, according to one report, and similar trends occurred...
The Cryptocurrency Payments Playbook: Cryptocurrencies Gain Momentum As A Payment Option, a PYMNTS and BitPay collaboration, examines the key drivers behind the surge in consumers’...
Consumers are now more loyal to payment methods than to merchants — meaning retailers can no longer afford to guess which payment types matter to...
In a world of unforeseen reboots, outages, service disruptions and more, to boost payments acceptance, merchants should consider establishing relationships with a range of acquirers...
Financial institutions (FIs), FinTechs and merchants alike are all seeking out technologies that could help them engage and retain consumers’ loyalty in a world where...
Signs are growing that cryptocurrency is moving into the mainstream, with important implications for other kinds of payments. Its long-term potential to replace cash and checks has been much described,...