merchants

Deep Dive: How Banks Are Leveraging APIs to Improve Both Digital and in-Person Banking Services
Deep Dive: How Banks Are Leveraging APIs to Improve Both Digital and in-Person Banking Services
August 31, 2021  |  Digital-First Banking

The year 2020 was a game-changer for banks as pandemic-related restrictions on in-person banking forced or greatly accelerated digital transformations. Despite that restrictions have eased, the pressures on banks have...

READ MORE >
Commonwealth National Bank On Tapping Payment Tools To Bring Underbanked And Unbanked Consumers Into The Financial Fold
Commonwealth National Bank On Tapping Payment Tools To Bring Underbanked And Unbanked Consumers Into The...
July 27, 2021  |  Next-Gen Debit

Only 7 million Americans have no connection to a financial institution but that’s 7 million people who are locked out of the financial services and...

READ MORE >
Report: Prepaid Debit Cards Seen As Safe, Simple Way To Bank Unbanked Americans
Report: Prepaid Debit Cards Seen As Safe, Simple Way To Bank Unbanked Americans
July 26, 2021  |  Next-Gen Debit

Access to financial services is a constant struggle for millions of Americans, with more than 6 percent of American households remaining unbanked and nearly 19...

READ MORE >
Deep Dive: The Consumer Trust Deficit And How Robust Login And Payment Security Can Help Build Trust
Deep Dive: The Consumer Trust Deficit And How Robust Login And Payment Security Can Help...
July 22, 2021  |  Consumer Payments

The pandemic prompted an unprecedented 44 percent year-over-year jump in online spending with U.S. merchants in 2020, according to one report, and similar trends occurred...

READ MORE >
NEW PYMNTS DATA: 60 Pct Of Cryptocurrency Users Want Merchants To Offer Payment Discounts, Rewards
NEW PYMNTS DATA: 60 Pct Of Cryptocurrency Users Want Merchants To Offer Payment Discounts, Rewards
July 22, 2021  |  Cryptocurrency

The Cryptocurrency Payments Playbook: Cryptocurrencies Gain Momentum As A Payment Option, a PYMNTS and BitPay collaboration, examines the key drivers behind the surge in consumers’...

READ MORE >
Wells Fargo On How Open Banking APIs Can Help Meet Rising Consumer Payment Expectations
Wells Fargo On How Open Banking APIs Can Help Meet Rising Consumer Payment Expectations
July 06, 2021  |  Banking

Consumers are now more loyal to payment methods than to merchants — meaning retailers can no longer afford to guess which payment types matter to...

READ MORE >
Multi-Acquiring Gives Merchants Access To Diversity Of Consumer Payment Options
Multi-Acquiring Gives Merchants Access To Diversity Of Consumer Payment Options
July 02, 2021  |  Acquiring

In a world of unforeseen reboots, outages, service disruptions and more, to boost payments acceptance, merchants should consider establishing relationships with a range of acquirers...

READ MORE >
Report: Merchants See Open Banking As Path To Personalizing Consumer Experiences
Report: Merchants See Open Banking As Path To Personalizing Consumer Experiences
July 02, 2021  |  Banking

Financial institutions (FIs), FinTechs and merchants alike are all seeking out technologies that could help them engage and retain consumers’ loyalty in a world where...

READ MORE >
Deep Dive: How The Increased Use Of Cryptocurrency Could Impact Debit Payments
Deep Dive: How The Increased Use Of Cryptocurrency Could Impact Debit Payments
June 10, 2021  |  Next-Gen Debit

Signs are growing that cryptocurrency is moving into the mainstream, with important implications for other kinds of payments. Its long-term potential to replace cash and checks has been much described,...

READ MORE >