mortgages

A mortgage loan or, simply, mortgage is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged.

Source: en.wikipedia.org

Private Label Retail Credit Card Delinquencies At Highest Rate Since 2011
Private Label Retail Credit Card Delinquencies At Highest Rate Since 2011
May 23, 2018  |  Debt

The severe delinquency rate on private label retail credit cards jumped 57 basis points from March of last year and stands at 4.65 percent, according to...

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UK’s Nationwide Goes After Biz Banking With RBS Grant
UK’s Nationwide Goes After Biz Banking With RBS Grant
May 23, 2018  |  B2B Payments

Nationwide, one of the U.K.’s top three mortgage providers, is responding to struggling profits by focusing on corporate banking, reports in Reuters said Tuesday (May...

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Mulvaney Seeks To Change The Qualified Mortgage Rule
Mulvaney Seeks To Change The Qualified Mortgage Rule
May 16, 2018  |  CFPB

Consumer Financial Protection Bureau (CFPB) acting director Mick Mulvaney is looking to change the Qualified Mortgage (QM) rule. “Our duty is to look at unduly...

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Data Shows Credit Card Usage On The Rise As Delinquency Rates Climb
Data Shows Credit Card Usage On The Rise As Delinquency Rates Climb
May 08, 2018  |  Consumer Finance

A new report from TransUnion shows that credit card usage continued to rise, as delinquency rates per borrower also increased. The Q1 2018 Industry Insights report...

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Warren Slams Wells Fargo Over Error-Riddled Refunds
Warren Slams Wells Fargo Over Error-Riddled Refunds
February 15, 2018  |  Security & Fraud

Wells Fargo is facing new scrutiny, this time over its failed attempts — riddled with errors — to repay its customers. According to The Wall Street Journal, Senator...

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More People Are Paying Cash For Homes
More People Are Paying Cash For Homes
December 06, 2017  |  Loans

Home buyers are facing a new challenge in finding mid-priced houses to purchase: Cash buyers who swoop in and snatch up all the properties. According to...

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Capital One Exits The Mortgage Origination Business
Capital One Exits The Mortgage Origination Business
November 09, 2017  |  Loans

Capital One Financial Corp. is getting out of the mortgage origination and home equity business, while continuing to service their existing and pending home loans,...

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More Potential Homeowners Turning To Alternative Lending
More Potential Homeowners Turning To Alternative Lending
November 02, 2017  |  Loans

A growing number of potential U.S. homebuyers are turning to alternative lenders to purchase their dream homes. According to news from CNBC, six of the...

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U.S. Consumer Borrowing Posts Biggest Increase In Six Months
U.S. Consumer Borrowing Posts Biggest Increase In Six Months
July 11, 2017  |  Payments Innovation

The American people are feeling more confident about spending, if last month’s consumer borrowing numbers are any indicator. Borrowing patterns tend to correlate directly with...

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