Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

41% of Pay by Bank Users Want to Pay by Bank Beyond Retail
41% of Pay by Bank Users Want to Pay by Bank Beyond Retail
September 22, 2025  |  Payment Methods

Most consumers in the United States aren’t saying no to pay by bank. They’re saying, “What’s that?” Get the Full Story Complete the form to...

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Former UK Open Banking Head Urges US to Learn Its Playbook
Former UK Open Banking Head Urges US to Learn Its Playbook
September 17, 2025  |  Regulation

Watch more: TechReg Talks: Bill Roberts, Cambridge University Judge Business School Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Data Privacy and Access Emerge as Flashpoints in Open Banking Debate
Data Privacy and Access Emerge as Flashpoints in Open Banking Debate
September 12, 2025  |  Data

The deadline is not till Oct. 21, but ongoing public and private sector commentary on the Consumer Financial Protection Bureau’s 1033 rule reveals early contours...

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Mastercard and Paytently Team to Promote Open Banking
Mastercard and Paytently Team to Promote Open Banking
September 11, 2025  |  Partnerships

Specialist payments orchestration platform Paytently launched an open banking partnership with Mastercard. Get the Full Story Complete the form to unlock this article and enjoy...

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Revolut Rolls Out Open Banking Tool for Payments Gateway
Revolut Rolls Out Open Banking Tool for Payments Gateway
September 10, 2025  |  Payment Methods

U.K.-based FinTech Revolut has added an open banking tool to its payments Gateway offering. Get the Full Story Complete the form to unlock this article and enjoy...

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Stripe Pushes Back on JPMorgan’s New Data Fees
Stripe Pushes Back on JPMorgan’s New Data Fees
September 02, 2025  |  Bank Regulation

Stripe said in comments submitted to the Consumer Financial Protection Bureau (CFPB) that while the regulator finalizes its revisions to the open banking rule, Rule...

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Credit Unions Push Tech Upgrades Before Members Push Back
Credit Unions Push Tech Upgrades Before Members Push Back
September 02, 2025  |  Credit Unions

In the battle to keep customers and attract new ones, open banking is a key differentiator for credit unions, propelling top performers ahead while many...

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Open Banking Hits 15M Users in UK
Open Banking Hits 15M Users in UK
September 01, 2025  |  Payments Innovation

New data found that nearly a third of all adults in the United Kingdom now use open banking services. Get the Full Story Complete the...

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Open Banking Shaken by Market-Regulation Clash
Open Banking Shaken by Market-Regulation Clash
August 25, 2025  |  Regulation

Open banking in the United States is in flux, characterized by fragmented private efforts and escalating bank-FinTech tension, while Europe evolves under regulation-driven market frameworks....

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