paycheck-to-paycheck

73% of Millennials Still Live Paycheck-To-Paycheck But Savings Cushions Are Rising
73% of Millennials Still Live Paycheck-To-Paycheck But Savings Cushions Are Rising
May 03, 2023  |  Connected Economy

As millennials enter new life phases like home ownership and parenthood, those added financial pressures make this high-earning demographic most likely to live paycheck to...

READ MORE >
Airbnb Promotes ‘Rooms’ Rentals for Cost-Conscious Vacationers
Airbnb Promotes ‘Rooms’ Rentals for Cost-Conscious Vacationers
May 03, 2023  |  Travel Payments

While people still want to travel, they may not want to pay to rent an entire house. That’s the thinking behind Airbnb’s new “Rooms” program,...

READ MORE >
Time-Saving Incentives Will Help Restaurants Reach Gen Z, Millennials
Time-Saving Incentives Will Help Restaurants Reach Gen Z, Millennials
May 02, 2023  |  Restaurant innovation

Time is money. And, as noted in the PYMNTS collaboration with LendingClub, “New Reality Check: The Paycheck-to-Paycheck Report,” consumers representing the youngest two adult generations...

READ MORE >
Credit Card Charge-Offs Creep Up in March
Credit Card Charge-Offs Creep Up in March
April 30, 2023  |  Credit Cards

Credit card charge-offs reportedly crept up in March as consumers struggle to pay bills. On paper, the overall average rate of credit card delinquencies and...

READ MORE >
Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch
Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch
April 28, 2023  |  Consumer Finance

PYMNTS’ research finds that 60% of United States consumers live paycheck to paycheck as of March 2023. Our data also reveals significant generational differences in...

READ MORE >
Big Banks’ Consumer Loan Write-Offs Jump 73% in Q1
Big Banks’ Consumer Loan Write-Offs Jump 73% in Q1
April 18, 2023  |  Banking

America’s biggest banks are downplaying a massive spike in write-offs of bad consumer loans. As Bloomberg News reported Tuesday (April 18), the four largest banks...

READ MORE >
42% of Consumers Trade Other Luxuries for Travel
42% of Consumers Trade Other Luxuries for Travel
April 17, 2023  |  Consumer Insights

This installment of PYMNTS’ miniseries based around consumer spending patterns focuses on the travel sector. Getting away from it all has been one of the...

READ MORE >
One-Third of Consumers Don’t Plan to Cut Luxury Retail Spend
One-Third of Consumers Don’t Plan to Cut Luxury Retail Spend
April 17, 2023  |  Consumer Insights

This next installment of PYMNTS’ miniseries based around consumer spending patterns focuses on the luxury retail sector. One would think that as consumers pull back...

READ MORE >
Automakers Hike Discounts as Interest Rates Chase Buyers Away
Automakers Hike Discounts as Interest Rates Chase Buyers Away
April 02, 2023  |  Consumer Insights

Automakers are under increased pressure to discount their cars as higher borrowing costs make consumers nervous. As The Financial Times reported Sunday (April 2), data...

READ MORE >