paycheck-to-paycheck

Hotel Chains Predict a Busy 2023 Despite Rising Prices
Hotel Chains Predict a Busy 2023 Despite Rising Prices
February 19, 2023  |  Consumer Insights

America’s hoteliers are projecting a busy year despite rising prices for travel and dining. That’s according to a Sunday (Feb. 19) report by The Wall...

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Fewer Loans and Higher Rates the New Norm for Less-Than-Prime Borrowers
Fewer Loans and Higher Rates the New Norm for Less-Than-Prime Borrowers
February 15, 2023  |  Personal Loans

For less than prime borrowers, personal loans are harder to come by. Recent earnings results from platform lenders show that demand for personals loans is...

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Digital Banks May Benefit as Consumers Chase High-Yield Savings
Digital Banks May Benefit as Consumers Chase High-Yield Savings
February 14, 2023  |  Digital Banking

There’s never been a better time for digital-first financial institutions (FIs), as customers are pulling their savings from big banks. The opposite seemed true just...

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Discover Reports Rising Credit Card Delinquency Rate
Discover Reports Rising Credit Card Delinquency Rate
February 13, 2023  |  Credit Cards

Discover Financial’s credit card delinquency rate has been rising each month since May 2022. The firm said in a Monday (Feb. 13) filing with the...

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LendingClub Says Wealthier Consumers Adjusting to Inflation’s ‘New Reality’
LendingClub Says Wealthier Consumers Adjusting to Inflation’s ‘New Reality’
February 09, 2023  |  Economy

More of us are living paycheck to paycheck — straining to make ends meet — than at any point since the pandemic. “I was shocked...

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Consumers Scramble to Cover Expenses as Savings Dwindle
Consumers Scramble to Cover Expenses as Savings Dwindle
February 07, 2023  |  Consumer Finance

Consumers’ “reserves” to tackle life’s emergencies and everyday expenses — their savings — are evaporating. According to Goldman Sachs research, as reported by the Wall Street Journal,...

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Struggling Households Optimistic That Finances Will Improve This Year
Struggling Households Optimistic That Finances Will Improve This Year
February 01, 2023  |  Consumer Insights

Although PYMNTS latest research finds that 64% of U.S. consumers are living paycheck to paycheck, there is still optimism that things will get better. This,...

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Earnings Season Lifts Hood on Auto Loan Delinquencies, Paycheck-to-Paycheck Pressures 
Earnings Season Lifts Hood on Auto Loan Delinquencies, Paycheck-to-Paycheck Pressures 
January 30, 2023  |  Loans

Earnings season and PYMNTS’ own data signals the difficulty of  keeping wheels on the road — literally. As economies reopen, many firms are returning to...

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Frictionless Bill Pay Makes a Difference When Consumers Consider Skipping a Payment
Frictionless Bill Pay Makes a Difference When Consumers Consider Skipping a Payment
January 30, 2023  |  Consumer Payments

As the inflationary vice tightens, more Americans are making partial bill payments or skipping some months altogether. This was among the findings in “The One-Stop...

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