paycheck-to-paycheck

Stressed Consumers Scaling Back Retirement Planning and Funding
Stressed Consumers Scaling Back Retirement Planning and Funding
January 03, 2023  |  Economy

People living paycheck-to-paycheck are having a hard time setting financial goals, much less achieving them. According to the latest study in this long-running series, December’s...

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Credit Card Debt Pressures Millennials and Gen-Z Borrowers
Credit Card Debt Pressures Millennials and Gen-Z Borrowers
December 29, 2022  |  Credit Cards

Credit card debt is harder for younger consumers to handle amid the pressures of living paycheck to paycheck.   To that end, the Urban Institute reported that...

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High Prices Trigger Intentional Consumer Pull Back in Big Ticket Items
High Prices Trigger Intentional Consumer Pull Back in Big Ticket Items
December 28, 2022  |  Retail

Inflation and recession jitters are cutting into the spending of households that aren’t living paycheck-to-paycheck, a sign of growing uncertainty among those with disposable income...

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Paycheck-to-Paycheck Consumers Have Good Credit Scores, Show More Credit Savvy
Paycheck-to-Paycheck Consumers Have Good Credit Scores, Show More Credit Savvy
December 27, 2022  |  Consumer Finance

Characterized by weakened spending power and mounting economic uncertainty, 2022 has been an economic roller coaster. Due to rising costs, growing numbers of consumers spend...

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2023 Will Be the Year of Grocery Shopping
2023 Will Be the Year of Grocery Shopping
December 23, 2022  |  Retail

As inflation causes consumers to crimp spending, grocery shopping is seen coming out on top. With many consumers cutting out unnecessary purchases, the supermarket value...

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PYMNTS Intelligence: How Credit Unions Are Ideally Poised to Help Distressed Consumers
PYMNTS Intelligence: How Credit Unions Are Ideally Poised to Help Distressed Consumers
December 23, 2022  |  Credit Unions

By all accounts, American consumers are feeling the economic strain. More than half of Americans earning less than $50,000 annually are now living paycheck to...

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Inflation Is Deflating the Financial Goals of All Consumers
Inflation Is Deflating the Financial Goals of All Consumers
December 21, 2022  |  Personal Finance

Inflation is not only making life costly, it’s undercutting the financial goals of consumers. With the new year just around the corner, many U.S. consumers...

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FedEx Earnings Put Discretionary Spending In Spotlight as Package Volume Drops 
FedEx Earnings Put Discretionary Spending In Spotlight as Package Volume Drops 
December 21, 2022  |  Earnings

Declining package volumes in the latest FedEx earnings report stoked new concerns about discretionary spending. This was after the company reported its fiscal second-quarter earnings Tuesday (Dec...

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Emergency Expenses Threaten Consumers as Savings Rates Decline
Emergency Expenses Threaten Consumers as Savings Rates Decline
December 15, 2022  |  Consumer Finance

Meeting short-term and long-term goals is proving onerous as savings rates decline. But the short term might prove especially hazardous for those of us —...

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