Payment Declines

56% of US Consumers Experienced a False Payment Decline in Last 90 Days
56% of US Consumers Experienced a False Payment Decline in Last 90 Days
October 08, 2024  |  Payments Innovation

In an era of evolving consumer preferences, merchants face mounting pressure to streamline payment processes. As payment methods diversify and the costs of transaction processing...

READ MORE >
Overdrafts and the US Consumer: A 2023 Report
Overdrafts and the US Consumer: A 2023 Report
September 08, 2023  |  Consumer Finance

Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions...

READ MORE >
To Stop Cancellations, Subscription Companies Can Fight Failed Payments and Fraud
To Stop Cancellations, Subscription Companies Can Fight Failed Payments and Fraud
February 21, 2023  |  Subscription Commerce

In what’s already becoming another tumultuous economic year, direct-to-consumer (D2C) businesses may want to prioritize the prevention of two things: failed payments and fraud. 2023...

READ MORE >
PYMNTS Intelligence: Leveraging Payments Orchestration to Enhance Success Rates
PYMNTS Intelligence: Leveraging Payments Orchestration to Enhance Success Rates
August 04, 2022  |  Payments Innovation

Spurred by the pandemic’s chilling effect on brick-and-mortar retail, consumers who discovered the convenience of contactless cards and peer-to-peer (P2P) payment apps have turned to...

READ MORE >
Supreme Golf on Leveraging Payments Orchestration to Prevent Payment Declines
Supreme Golf on Leveraging Payments Orchestration to Prevent Payment Declines
August 03, 2022  |  Payments Innovation

When payment gateways go down, transaction declines go up and customers' frustrations and defections aren't far behind. In the latest "Payments Orchestration Playbook," Ryan Ewers,...

READ MORE >
Rising Decline Rates Increase Merchant Interest in Payments Orchestration
Rising Decline Rates Increase Merchant Interest in Payments Orchestration
August 02, 2022  |  Payments Innovation

Two-thirds of adults around the globe now leverage digital payments on a regular basis, including 57% of consumers in developing countries. Offering these digital payment...

READ MORE >
PYMNTS Intelligence: How Payments Orchestration Can Help Merchants Cope With Payments Outages
PYMNTS Intelligence: How Payments Orchestration Can Help Merchants Cope With Payments Outages
June 24, 2022  |  Payments Innovation

Digital payments have become must-haves in the retail world as customers have come to expect that their credit card transactions will be processed successfully without false declines, lag time or...

READ MORE >
Merqueo on Leveraging Payments Orchestration to Ensure Smoother Payments Experiences
Merqueo on Leveraging Payments Orchestration to Ensure Smoother Payments Experiences
June 23, 2022  |  Payments Innovation

In this month’s "Payments Orchestration Playbook," PYMNTS talked with Cristian Niño, group product manager for LatAm delivery aggregator Merqueo, about the need to seamlessly integrate...

READ MORE >
Study Finds Debit Card NSF Declines on Rise
Study Finds Debit Card NSF Declines on Rise
May 27, 2022  |  Consumer Finance

Inflation has impacted consumers not only concerning how much they are paying at checkout but also their checkout experiences. With 49% of consumers annually earning...

READ MORE >