Payments Intelligence

Checks, Not Instant Payments, Pose the Biggest Fraud Risk

Checks, Not Instant Payments, Pose the Biggest Fraud Risk
Checks, Not Instant Payments, Pose the Biggest Fraud Risk
January 28, 2026  |  Faster Payments

Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial...

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Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
January 27, 2026  |  Credit Unions

Credit union innovation is no longer something that happens quietly in the background. It has become a defining factor in how these institutions compete, grow...

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Portable Credentials Help Hourly Workers Keep Income Flowing
Portable Credentials Help Hourly Workers Keep Income Flowing
January 26, 2026  |  Connected Economy

PYMNTS Intelligence’s continuing explorations into the Labor Economy reveal that roughly 60 million Americans earn $25 an hour or less, representing 36.5% of total U.S....

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AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
January 26, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market and growth-oriented companies are redefining working capital in...

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Gen X Spending Patterns Are Shifting as Costs Rise
Gen X Spending Patterns Are Shifting as Costs Rise
January 23, 2026  |  Consumer Insights

Gen Xers’ new round of penny-pinching could be bad news for consumer spending and the economy. Get the Full Story Complete the form to unlock...

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December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence Lags
December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence...
January 23, 2026  |  Consumer Insights

“Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026” is a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments. This...

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Enterprises Rapidly Adopt Agentic AI After Months of Caution
Enterprises Rapidly Adopt Agentic AI After Months of Caution
January 22, 2026  |  artificial intelligence

In 2025, agentic artificial intelligence (AI) was more a shiny big idea than a cold hard reality. Companies talked breathlessly everywhere about the potential of...

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Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
January 21, 2026  |  Business

Tariffs remain a moving target for U.S. businesses, and the constant recalibration of trade policy has turned what was once episodic disruption into a standing...

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