Consumers are preparing for higher costs before those costs fully hit their wallets. Get the Full Story Complete the form to unlock this article and...
On the face of it, tariff refunds are slated to restore cash to firms. Instead, for many middle market firms, it has introduced a different...
Financing as a mechanism to close a transaction, but newer evidence suggests installments may be influencing whether the transaction happens at all. Get the Full...
“AI at the FI: Inside Credit Unions’ Demand-Execution Gap” examines how consumers, small businesses, credit unions and FinTechs are approaching the next wave of AI-powered...
Europe’s instant payments agenda has crossed a threshold. The rails are largely in place. Now institutions face the harder task of rewiring everything around them....
Cue the “2001: A Space Odyssey” theme: Human lives have always been shaped by new technology. You can track it (pardon the pun) from railroads...
Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...
Agentic artificial intelligence may soon test the weakest point in a company’s identity system, but PYMNTS Intelligence data suggest the strongest defense may be a...