Buy now, pay later users are no longer choosing one provider and staying loyal. They are building a payment toolkit, selecting different installment options for...
Financial institutions have traditionally organized customers using familiar metrics: income, assets, credit score and spending patterns. Those variables determined who qualified for a mortgage, which...
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
Digital wallets are gaining ground not only among consumers who prize speed, but among those using the apps to keep tighter control of strained household...
For credit unions (CUs), the race to strengthen AI capabilities may be decided by following through on the plans already in place rather than developing...
AI agents have moved from the wish list to the shopping cart. The next test is simple: Can merchants keep control when software starts acting...
On-demand pay was supposed to address a straightforward mismatch. Employees earn money every day, but traditional payroll systems release it every one or two weeks....
The best fraud prevention stops bad transactions and lets good ones move faster. But new findings in the June 2026 edition of The 2026 Certainty...