PYMNTS Intelligence

42% of Issuers Say Fraud and Disputes Are Driving Up Costs

42% of Issuers Say Fraud and Disputes Are Driving Up Costs
42% of Issuers Say Fraud and Disputes Are Driving Up Costs
July 02, 2026  |  Fraud Prevention

Fraud used to sit in the back office. Now it has a front-row seat in the issuer growth strategy. Every blocked purchase, failed dispute or...

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The US Senate Calendar Is Becoming Crypto Markets’ Biggest Whale
The US Senate Calendar Is Becoming Crypto Markets’ Biggest Whale
July 01, 2026  |  Cryptocurrency

Six months ago, the crypto industry believed the 2026 legislative calendar would give it a policy sweep across both stablecoins and digital asset markets. It...

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Small Businesses Inherit Big Business Money Problems
Small Businesses Inherit Big Business Money Problems
July 01, 2026  |  SMBs

Large corporations and small businesses aren’t the same. The most obvious difference is sheer scale, but the knock-on effects of that scale have effectively erected...

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Flexible Rewards Push Merchants and Issuers to Rethink Loyalty
Flexible Rewards Push Merchants and Issuers to Rethink Loyalty
June 30, 2026  |  Loyalty & Rewards

Loyalty points have largely remained trapped inside the programs that issued them. That model is beginning to loosen as a growing number of initiatives promote...

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Household Bills Turn Optimism Into Deferred Purchases
Household Bills Turn Optimism Into Deferred Purchases
June 30, 2026  |  Consumer Insights

Consumers still have a strong appetite to spend, but many have lost the room in their budgets to act on it. New PYMNTS Intelligence research...

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23% of Bridge Millennials Use 4 or More Financial Coping Tactics
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
June 30, 2026  |  Consumer Insights

Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their coping strategies are actually helping. Get the...

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53% of Bankers Say Security Drives Real-Time Payments
53% of Bankers Say Security Drives Real-Time Payments
June 29, 2026  |  Real-Time Payments

Real-time payments are starting to look less like a faster delivery truck and more like a digital receipt that arrives before anyone has to ask...

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70% of Consumers Pick Retailers Based on Payment Options
70% of Consumers Pick Retailers Based on Payment Options
June 26, 2026  |  Checkout Conversion

Only about 20% of businesses appear ready for the next phase of shopping, where AI agents may help consumers find, compare and buy products before...

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