PYMNTS Intelligence

Consumers Look at Security First, Fees Second When Opening a Bank Account
Consumers Look at Security First, Fees Second When Opening a Bank Account
January 10, 2024  |  Banking

After two years of persistent inflation and economic uncertainty, consumers have adopted a range of conservative attitudes across consumer products and services. Get the Full...

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Nearly 1 in 7 Consumers Have Paid for Gasoline in Installments
Nearly 1 in 7 Consumers Have Paid for Gasoline in Installments
January 10, 2024  |  Consumer Insights

Struggling consumers are relying on installment plans for common purchases such as groceries or restaurants to stretch their budgets and make ends meet. Get the...

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Emerging Challenges of Generative AI in Finance
Emerging Challenges of Generative AI in Finance
January 10, 2024  |  Artificial Intelligence

The financial services sector has long served as the proving ground for the application of emerging technologies. The current era of disruption is no exception...

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Half of Loyal Customers Have Multiple Subscriptions, Data Shows
Half of Loyal Customers Have Multiple Subscriptions, Data Shows
January 10, 2024  |  Subscriptions

Retail product subscribers’ spending patterns and demographics can vary significantly, and understanding these dynamics can aid providers in minimizing churn and targeting the most valuable...

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Two-Thirds of Shoppers Used Card-Linked Offers to Make Holiday Purchases
Two-Thirds of Shoppers Used Card-Linked Offers to Make Holiday Purchases
January 10, 2024  |  Loyalty & Rewards

The 2023 holiday shopping season provided little reprieve from rising prices, and United States consumers sought ways to manage spending. This made card-linked offers especially...

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Working Capital Solutions Bridge Cash Flow Gaps for 48% of Growth Corporates in Commercial Travel
Working Capital Solutions Bridge Cash Flow Gaps for 48% of Growth Corporates in Commercial Travel
January 09, 2024  |  Alternative Finances

The utilization of working capital solutions among Growth Corporates in North America has transcended the conventional focus solely on investment purposes. Insights detailed in the...

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Women Likelier Than Men to Cut Back on Grocery Spending
Women Likelier Than Men to Cut Back on Grocery Spending
January 09, 2024  |  Consumer Insights

As consumers continue to see economic pressures eat away at their purchasing power, PYMNTS Intelligence indicated women are more likely than men to cut back...

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4 in 10 Consumers Would Start Using Pay-by-Bank If Perks Were Offered
4 in 10 Consumers Would Start Using Pay-by-Bank If Perks Were Offered
January 09, 2024  |  Payment Methods

Pay by bank, also known as account-to-account (A2A) payments, is gaining in popularity. Get the Full Story Complete the form to unlock this article and...

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Only 5% of Mid-Sized Firms Have Fully Automated Accounts Payable, Receivable
Only 5% of Mid-Sized Firms Have Fully Automated Accounts Payable, Receivable
January 09, 2024  |  B2B Payments

Accounts payable (AP) and accounts receivable (AR) are two of the areas that typically entail more processing time and involvement of the workforce. Get the...

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