PYMNTS Intelligence

Seniors’ Possible Purchasing Power Erosion May Lead to Less Splurging in 2024
Seniors’ Possible Purchasing Power Erosion May Lead to Less Splurging in 2024
January 09, 2024  |  Consumer Insights

Older consumers were able to maintain their purchasing power last year, mainly helped by an 8.7% jump in Social Security benefits that exceeded inflation. Get...

READ MORE >
94% of Consumers Who Use Overdrafts for $400-Plus Expenses Face  Financial Hardships
94% of Consumers Who Use Overdrafts for $400-Plus Expenses Face Financial Hardships
January 09, 2024  |  Consumer Insights

In challenging economic times, accessing credit is vital for many individuals, particularly those living paycheck to paycheck. Get the Full Story Complete the form to...

READ MORE >
J.P. Morgan Healthcare Conference Spotlights Digital Transformation on Day One
J.P. Morgan Healthcare Conference Spotlights Digital Transformation on Day One
January 08, 2024  |  Healthcare

Healthcare’s digital transformation took center stage during day one of J.P. Morgan’s annual healthcare conference.  Get the Full Story Complete the form to unlock this article...

READ MORE >
Paycheck-to-Paycheck Consumers Show Strain as Revolving Credit Balances Spike 17.7%
Paycheck-to-Paycheck Consumers Show Strain as Revolving Credit Balances Spike 17.7%
January 08, 2024  |  Consumer Finance

Consumers loaded up on debt even before the holidays and into Black Friday — and those of us living paycheck to paycheck may feel the...

READ MORE >
Top Subscription Merchants Know the Value of Social Media
Top Subscription Merchants Know the Value of Social Media
January 08, 2024  |  Subscriptions

The most successful retail subscription companies see the value of tapping into social media apps’ wide audiences, while underperformers tend to abstain from these platforms....

READ MORE >
The Right Personalized Offers Double the Chance to Attract New Customers
The Right Personalized Offers Double the Chance to Attract New Customers
January 08, 2024  |  Consumer Insights

The trend of personalized offers and contextualized consumer experiences has emerged as a differentiating competitive factor across industries, from retail to media or travel experiences....

READ MORE >
Installment Plans Help Acquirers Boost Reputation and Merchant Satisfaction
Installment Plans Help Acquirers Boost Reputation and Merchant Satisfaction
January 08, 2024  |  Credit Cards

When a consumer is offered an installment or split-pay plan at the end of the checkout or any point of the shopping journey, the oft-assumed...

READ MORE >
Larger FIs More Likely to Use AI and ML to Fight Financial Crime
Larger FIs More Likely to Use AI and ML to Fight Financial Crime
January 08, 2024  |  Fraud Prevention

Financial institutions (FIs) are increasingly recognizing the importance of fraud-fighting technologies as they confront more sophisticated fraud and financial crimes. In fact, the surge in...

READ MORE >
Personal Loan Delinquencies Jump in Nov., Presaging Holiday ‘Hangover’
Personal Loan Delinquencies Jump in Nov., Presaging Holiday ‘Hangover’
January 07, 2024  |  Consumer Finance

Americans ended 2023 dealing with increasing financial strain, relying more on personal loans. Get the Full Story Complete the form to unlock this article and...

READ MORE >