PYMNTS Intelligence

Card Issuers Maximize Customer Lifetime Value by Expanding Product Mix
Card Issuers Maximize Customer Lifetime Value by Expanding Product Mix
May 23, 2025  |  Consumer Finance

Forget complicated finance jargon. Whether it’s giant bank JPMorganChase or financial technology startup Stripe, offering shoppers the right mix of credit and debit cards and...

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Credit Unions Outpace Digital Banks in Top-of-Wallet Conversion Battle
Credit Unions Outpace Digital Banks in Top-of-Wallet Conversion Battle
May 23, 2025  |  Credit Unions

The battle for the small and medium-sized business (SMB) share of wallet is heating up. Get the Full Story Complete the form to unlock this...

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Over Half of CFOs Turn to Third-Party Solutions Amid Economic Uncertainty
Over Half of CFOs Turn to Third-Party Solutions Amid Economic Uncertainty
May 23, 2025  |  CFO

Facing persistent economic headwinds and business challenges, CFOs are abandoning traditional strategies in favor of technological adoption and external partnerships to navigate market uncertainty and...

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Issuers Tap Item-Level Insights to Win Cardholders
Issuers Tap Item-Level Insights to Win Cardholders
May 22, 2025  |  Credit Cards

Credit card rewards, offers and perks play a central role in how consumers decide which card to use at checkout. Most consumers carry cards with...

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54% of US Workers Wary of GenAI’s Impact on Jobs, Report Finds
54% of US Workers Wary of GenAI’s Impact on Jobs, Report Finds
May 22, 2025  |  Artificial Intelligence

Generative artificial intelligence presents a dual-edged sword for the American workforce, promising productivity gains while simultaneously sparking job displacement concerns. Get the Full Story Complete...

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Payment Security Concerns Are Pushing US Consumers to Use Virtual Cards Online
Payment Security Concerns Are Pushing US Consumers to Use Virtual Cards Online
May 22, 2025  |  Digital Payments

Fool me once, shame on you. Fool me twice, shame on me. Fool me thrice, won’t get fooled again. Get the Full Story Complete the...

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Big Moves by Small Credit Unions Reshape Member Innovation Landscape
Big Moves by Small Credit Unions Reshape Member Innovation Landscape
May 21, 2025  |  Credit Unions

Financial innovation is often seen as the domain of billion-dollar institutions, but the latest data reveals a surprising shakeup: The smallest credit unions are catching...

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Report Shows 70% of US P2P Payments Are Mobile
Report Shows 70% of US P2P Payments Are Mobile
May 21, 2025  |  Digital Payments

While U.S. consumers enthusiastically embrace digital wallets for sending money to friends and family, they notably trail several other developed nations in adopting mobile payments...

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New Data Shows Premium Cards Win Big as Consumers Chase Top-Tier Rewards
New Data Shows Premium Cards Win Big as Consumers Chase Top-Tier Rewards
May 21, 2025  |  Credit Cards

How you pay for that new sofa you just bought on Wayfair matters deeply to the bank that issued your credit card. Consumers have, on...

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