PYMNTS Intelligence

Two-Thirds of Banks Team With FinTechs on Cross-Border Payments
Two-Thirds of Banks Team With FinTechs on Cross-Border Payments
March 04, 2025  |  Cross-border Payments

Digital payments have sparked interest in how traditional banking institutions, particularly in the U.S. and U.K., are partnering with FinTech companies. This is crucial in...

READ MORE >
45% of Executives Say Uncertainty Has Led to Diminished Profits
45% of Executives Say Uncertainty Has Led to Diminished Profits
March 04, 2025  |  Business

Middle-market companies are confronted with a volatile business environment that challenges their ability to make informed decisions and maintain competitive positions. According to the PYMNTS...

READ MORE >
AI Drives ThredUp’s 32% Growth in New Customer Volume
AI Drives ThredUp’s 32% Growth in New Customer Volume
March 03, 2025  |  Earnings

Artificial intelligence (AI) is at the core of ThredUp’s strategy, driving growth and improving customer engagement. New customer volume rose 32% year over year, according...

READ MORE >
Personalized Products, Digital First: Gen Z Redefines Health and Beauty Purchases
Personalized Products, Digital First: Gen Z Redefines Health and Beauty Purchases
March 03, 2025  |  Consumer Insights

Generation Z, typically defined as people born between 1997 and 2012, is changing how consumers engage with the health and beauty market, according to PYMNTS...

READ MORE >
75% of Financially Pressured Consumers Turn to Pay Later Plans
75% of Financially Pressured Consumers Turn to Pay Later Plans
March 03, 2025  |  Buy Now Pay Later

The use of pay later plans has grown as consumers seek more flexible payment options. The PYMNTS Intelligence eBook “10 Impact Statements: The 2024 Pay...

READ MORE >
75% of Financially Stable Consumers Prefer Co-Branded Cards for Rewards
75% of Financially Stable Consumers Prefer Co-Branded Cards for Rewards
February 28, 2025  |  Credit Cards

Higher costs and financial uncertainty are prompting many consumers to reassess their credit card choices. Financial stability plays a key role in how individuals select...

READ MORE >
Amazon’s Alexa+ Reflects PYMNTS’ 2023 Insights on the Future of Voice Technology
Amazon’s Alexa+ Reflects PYMNTS’ 2023 Insights on the Future of Voice Technology
February 27, 2025  |  artificial intelligence

With Alexa receiving a refresh on Wednesday (Feb. 26), it was interesting to revisit research published by PYMNTS in April 2023. A PYMNTS Intelligence report,...

READ MORE >
30% of US Consumers Fall Victim to Financial Scams
30% of US Consumers Fall Victim to Financial Scams
February 27, 2025  |  Security & Fraud

Financial scams have become more sophisticated, targeting individuals through personalized and strategic methods. Scammers are using tools from legitimate businesses to make their scams appear...

READ MORE >
50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
February 27, 2025  |  Credit Cards

For years, the so-called “credit card outsiders,” a diverse group of American consumers that includes a variety of cohorts, have each independently resisted the credit...

READ MORE >