PYMNTS Intelligence

Digital Upstarts Set Sights on Impacting Trade Finance
Digital Upstarts Set Sights on Impacting Trade Finance
October 22, 2024  |  Supply Chain

Back in 2019 — a lifetime ago, before the pandemic uprooted everything — PYMNTS published a report titled “The Trade Credit Dilemma,” spotlighting the $3.1...

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Instant Payments Could Eliminate Construction’s $280B Late Payments Problem
Instant Payments Could Eliminate Construction’s $280B Late Payments Problem
October 22, 2024  |  Money Mobility

Delayed and incorrect payments are a perpetual headache for the construction industry. These issues not only burden accounting teams but also have serious downstream ramifications....

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The 2024-2025 Growth Corporates Working Capital Index: 1,297 CFOs in 23 Countries Reveal Their Strategies
The 2024-2025 Growth Corporates Working Capital Index: 1,297 CFOs in 23 Countries Reveal Their Strategies
October 20, 2024  |  VISA

Download the ReportThe 2024-2025 Growth Corporates Working Capital Index The utilization of working capital solutions is on the rise. In fact, 80% of Growth Corporates...

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39% of Zillennials Buy What Their Friends Recommend
39% of Zillennials Buy What Their Friends Recommend
October 18, 2024  |  Consumer Insights

The emergence of zillennials — consumers age 25 to 33 — reveals distinct shopping behaviors that extend beyond mere social media influence. Born between 1991...

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Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
October 17, 2024  |  Digital Payments

  Pay by bank is a new payment method that is carving out a niche in the consumer payments space. Incentives may be the hook...

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59% of US Businesses Link Poor Cash Flow to Manual AR Processes
59% of US Businesses Link Poor Cash Flow to Manual AR Processes
October 17, 2024  |  B2B Payments

As Silicon Valley innovates with artificial intelligence, many companies remain burdened by outdated paper invoice systems. This disconnect hinders efficiency and presents financial risks. With...

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Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
October 16, 2024  |  Digital-First Banking

Mid-sized financial institutions (FIs) — including community banks, regional banks, and credit unions — face growing challenges in automating their lending processes. This is particularly...

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The Invisible Tax on Merchants: Time Spent Managing Disputes
The Invisible Tax on Merchants: Time Spent Managing Disputes
October 16, 2024  |  Credit Cards

As the payments change, businesses are confronted with a need to refine their dispute resolution strategies to mitigate the impact of chargebacks. With the costs...

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Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
October 15, 2024  |  Technology

Technology industry treasurers face different challenges than their peers in other sectors. For example, only 50% report having strong influence in decision-making, far below other...

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