PYMNTS Intelligence

US In-Store Mobile Wallet Use Sees 4.3% Increase Since 2022
US In-Store Mobile Wallet Use Sees 4.3% Increase Since 2022
May 16, 2025  |  Mobile Wallets

While U.S. consumers are rapidly embracing mobile wallets for peer-to-peer payments, their adoption for in-store transactions still lags behind many international counterparts, highlighting a dichotomy...

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Real-Time Payments Are Most Likely to Be Found at These Financial Institutions
Real-Time Payments Are Most Likely to Be Found at These Financial Institutions
May 15, 2025  |  Real-Time Payments

Want or need a payment instantly? Whether you’re a consumer or a business, you’re more likely to get your funds in seconds if you —...

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Product Officers Embrace GenAI’s Role in Fast-Tracking Early-Stage Innovation
Product Officers Embrace GenAI’s Role in Fast-Tracking Early-Stage Innovation
May 15, 2025  |  artificial intelligence

The early stages of product development — often referred to as the “fuzzy front end” — traditionally involve activities like brainstorming, concept development and preliminary...

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Digital Wallets Want to Replace Your Apps, Not Just Your Cards
Digital Wallets Want to Replace Your Apps, Not Just Your Cards
May 15, 2025  |  Payment Methods

It’s no secret that the world is moving faster. In parallel, the way we move money is evolving just as rapidly. Get the Full Story...

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47% of Consumers Check Customer Feedback Before Buying Recommended Items
47% of Consumers Check Customer Feedback Before Buying Recommended Items
May 15, 2025  |  Social Commerce

Despite the booming influencer marketing landscape, American consumers exhibit a strong inclination to conduct independent research before committing to a purchase based on a social...

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America’s Second Shift: Why Side Hustles Are Now a Financial Lifeline
America’s Second Shift: Why Side Hustles Are Now a Financial Lifeline
May 14, 2025  |  Gig Economy

The 9-to-5 workday is going the way of the door-to-door salesman. So is the definition of “work.” Get the Full Story Complete the form to...

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40% of Subprime Borrowers Have Applied for BNPL
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025  |  Buy Now Pay Later

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances...

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From Faked Invoices to Faked Executives, GenAI Has Transformed Fraud
From Faked Invoices to Faked Executives, GenAI Has Transformed Fraud
May 14, 2025  |  Artificial Intelligence

Generative artificial intelligence, encompassing technologies like deepfakes and advanced voice synthesis, has become a double-edged sword in payments and cybersecurity. Get the Full Story Complete...

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Why Fast-Moving Issuers Win in a World of Customer Impatience
Why Fast-Moving Issuers Win in a World of Customer Impatience
May 14, 2025  |  Payments Innovation

Anyone who wants to learn about a winning mindset can find no shortage of quotes to get inspired. Maybe the best one comes from the...

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