PYMNTS Intelligence

Embedded Finance Is the Force Multiplier for PayFacs and Software Platforms
Embedded Finance Is the Force Multiplier for PayFacs and Software Platforms
September 19, 2024  |  eCommerce

Payment facilitators (PayFacs) are transforming how and where we conduct commerce. Entities such as independent software vendors (ISVs) and online marketplaces offer services and products,...

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66% of US Consumers Prefer Self-Service Kiosks Over Staffed Checkouts
66% of US Consumers Prefer Self-Service Kiosks Over Staffed Checkouts
September 18, 2024  |  Unattended Retail

In today’s retail environment, unattended payment technologies are revolutionizing the way transactions are processed. Once considered a convenience, these systems are now integral to enhancing...

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84% of Bank Account-to-Account Users Satisfied With Platforms’ Speed and Use
84% of Bank Account-to-Account Users Satisfied With Platforms’ Speed and Use
September 17, 2024  |  Banking

As open banking begins to reshape the financial landscape, the promise of enhanced consumer experiences and innovative services looms large. Get the Full Story Complete...

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Dollar General Looks to In-Store Experiences to Attract Consumers
Dollar General Looks to In-Store Experiences to Attract Consumers
September 16, 2024  |  Retail

Dollar General’s second-quarter results show the impact of inflation on its primary customer base, and the retailer is doubling-down on in-store experiences to attract shoppers....

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4 Things the B2B CMO Needs to Know About AI
4 Things the B2B CMO Needs to Know About AI
September 16, 2024  |  B2B Payments

Last week (Sept. 12), OpenAI introduced its new “o1” model series with enhanced reasoning capabilities. Get the Full Story Complete the form to unlock this article and enjoy...

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60% of Millennials Primarily Use Mobile Banking Apps
60% of Millennials Primarily Use Mobile Banking Apps
September 16, 2024  |  Digital Banking

The surge in digital banking has redefined the financial services landscape, appealing particularly to tech-savvy younger generations. Get the Full Story Complete the form to...

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New Data: Embedded Lending Favored by India’s 473M Consumer Class Economy
New Data: Embedded Lending Favored by India’s 473M Consumer Class Economy
September 16, 2024  |  SMBs

Embedded lending offers convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This proves impactful for individuals and microbusinesses...

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85% Of Gen Z Prefers Digital Payments to Cash
85% Of Gen Z Prefers Digital Payments to Cash
September 13, 2024  |  Digital Payments

The financial sector is at a pivotal moment, driven by a shift in consumer preferences and technological advancements. Get the Full Story Complete the form...

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57% of Americans Trust Financial Institutions to Protect Their Data
57% of Americans Trust Financial Institutions to Protect Their Data
September 12, 2024  |  Banking

Open banking, which allows third-party providers to access banking data through secure application programming interfaces (APIs), has gained momentum globally as a means to enhance...

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