PYMNTS Intelligence

Cross-Border Payments Cost Could Be Cut by Blockchain, If It Can Only Solve the Scale Problem
Cross-Border Payments Cost Could Be Cut by Blockchain, If It Can Only Solve the Scale...
September 11, 2024  |  Blockchain

Cross-border payments suffer from inefficiencies such as high fees, slow settlement times and poor transparency, making international transactions costly and cumbersome. Get the Full Story...

READ MORE >
22% of US Small Businesses Struggle to Pay Bills Due to Cash Flow
22% of US Small Businesses Struggle to Pay Bills Due to Cash Flow
September 10, 2024  |  SMBs

Small- to medium-sized businesses (SMBs) often find themselves in a constant struggle to manage cash flow, focusing more on survival than growth. Get the Full...

READ MORE >
68% of Businesses Plan to Add Instant Payments Within 2 Years
68% of Businesses Plan to Add Instant Payments Within 2 Years
September 09, 2024  |  Faster Payments

Instant payments have captivated businesses and consumers with the promise of a more agile financial ecosystem. Get the Full Story Complete the form to unlock...

READ MORE >
Real-Time Payments Reach Key Milestones in the US, Switzerland and Australia
Real-Time Payments Reach Key Milestones in the US, Switzerland and Australia
September 06, 2024  |  Real-Time Payments

Real-time payments continue their rapid global expansion, with banks and governments updating existing systems and introducing new ones for their citizens and customers. Get the...

READ MORE >
70% of US Consumers Feel Stressed About Personal Finances
70% of US Consumers Feel Stressed About Personal Finances
September 06, 2024  |  Faster Payments

In today’s competitive job market, traditional benefits like retirement plans and paid time off are falling short as workers demand immediate access to their earnings....

READ MORE >
Boomers Go Digital: The Surprising Rise of Digital Wallets Among Brazil’s Older Consumers
Boomers Go Digital: The Surprising Rise of Digital Wallets Among Brazil’s Older Consumers
September 05, 2024  |  Digital Payments

Consumers in Brazil are embracing their digital wallets for making payments. Almost half of consumers use them for paying bills, for example. Surprisingly, it is...

READ MORE >
60% of Small Businesses Struggle With Cash Flow Management
60% of Small Businesses Struggle With Cash Flow Management
September 04, 2024  |  SMBs

In an era where technological advances promise unprecedented efficiency, small and mid-sized businesses (SMBs) contend with a persistent issue: delayed payments. This financial bottleneck, stemming...

READ MORE >
Application Frictions Slow Australians From Adopting Embedded Lending
Application Frictions Slow Australians From Adopting Embedded Lending
September 03, 2024  |  SMBs

Embedded lending is growing in popularity around the world. It offers convenient, streamlined access to financing for specific expenses from within merchant, business and other...

READ MORE >
53% of Consumers Say They’re Wary of GenAI
53% of Consumers Say They’re Wary of GenAI
September 03, 2024  |  Artificial Intelligence

As generative artificial intelligence begins to make its way into more parts of consumers’ daily lives, many are skeptical of the technology. Get the Full...

READ MORE >