PYMNTS Study

FinTechs Shift From Wealth Building to Accelerating Cash Flow
FinTechs Shift From Wealth Building to Accelerating Cash Flow
March 27, 2026  |  Consumer Finance

The assumption that consumers are motivated primarily by upside has defined the go-to-market playbooks of payments companies, FinTechs and consumer brands for years. Get the...

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Identity Gaps Are Becoming Billion-Dollar Points of Failure
Identity Gaps Are Becoming Billion-Dollar Points of Failure
March 23, 2026  |  Digital Identity

Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans....

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Tokenization Powers Invisible Checkout in Agentic Commerce
Tokenization Powers Invisible Checkout in Agentic Commerce
March 20, 2026  |  Blockchain

Tokenization is evolving into a structural layer that allows commerce to proceed without a visible checkout. Get the Full Story Complete the form to unlock...

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How 30 Million Workers Borrow From Tomorrow to Pay for Today
How 30 Million Workers Borrow From Tomorrow to Pay for Today
March 20, 2026  |  Consumer Insights

Every payday, millions of American workers face some version of the same problem: The bill is due today, the paycheck arrives Friday and they must...

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What Happens After ‘Instant’ Payouts? New Data Points to a Shift
What Happens After ‘Instant’ Payouts? New Data Points to a Shift
March 19, 2026  |  Money Mobility

“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how...

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