PYMNTS Study

18% of Gen Z Turn to BNPL as Credit Plays a Smaller Role
18% of Gen Z Turn to BNPL as Credit Plays a Smaller Role
December 03, 2025  |  Buy Now Pay Later

Generation Z consumers are not only saving more; they’re reshaping how financial activity moves, stores and circulates online. Get the Full Story Complete the form...

READ MORE >
Why Gen Z’s Dependence on Hourly Wages Is a Problem
Why Gen Z’s Dependence on Hourly Wages Is a Problem
December 02, 2025  |  Economy

How your job pays you as an employee is important. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

READ MORE >
Digital Brands Turn Embedded Finance Into a Growth Lever
Digital Brands Turn Embedded Finance Into a Growth Lever
December 01, 2025  |  Payments Innovation

Embedded finance is moving from a strategic initiative to a core requirement as firms across industries weave financial services into their platforms. Get the Full...

READ MORE >
64% of Marketplaces Cut Churn With Embedded Finance Tools
64% of Marketplaces Cut Churn With Embedded Finance Tools
November 27, 2025  |  Payments Innovation

Online marketplaces have spent the last decade layering payments and financial tools into their platforms. Get the Full Story Complete the form to unlock this...

READ MORE >
$828 Million in Healthcare Savings Points to Low-Code Adoption
$828 Million in Healthcare Savings Points to Low-Code Adoption
November 25, 2025  |  Healthcare

Software platforms serving education, healthcare and field services are adopting embedded payments at a pace that signals a shift in how these industries want to...

READ MORE >
Payroll Emerges as the Next Battleground in Embedded Finance
Payroll Emerges as the Next Battleground in Embedded Finance
November 24, 2025  |  Payments Innovation

For years, embedded finance simmered in the background of digital transformation. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

READ MORE >
Optimism Rises Among Small Businesses Despite Persistent Financial Pressures
Optimism Rises Among Small Businesses Despite Persistent Financial Pressures
November 24, 2025  |  SMBs

Many small- to medium-sized businesses (SMBs) are looking past the trade-driven uncertainty dominating national headlines and are instead showing a level of confidence not seen...

READ MORE >
57% of US Adults Use Gen AI as Millennials Pull Ahead on Productivity
57% of US Adults Use Gen AI as Millennials Pull Ahead on Productivity
November 21, 2025  |  Artificial Intelligence

Consumers in the United States may be embracing generative artificial intelligence at record levels, but each generation weighs AI’s promise against its risks differently. Get...

READ MORE >
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
November 21, 2025  |  Consumer Finance

The “Wage to Wallet™ Index: Wage Volatility’s $14B Consumer Spending Gap,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, offers a detailed look inside...

READ MORE >