PYMNTS Study

The Grocery Run No Longer Belongs to One Retailer

The Grocery Run No Longer Belongs to One Retailer
The Grocery Run No Longer Belongs to One Retailer
July 14, 2026  |  Retail

A weekly grocery run seems like the perfect opportunity to fill a shopping cart with everything else a household needs. New data suggests consumers increasingly...

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Smaller Card Issuers Can Out-Compete the Giants, New Study Finds
Smaller Card Issuers Can Out-Compete the Giants, New Study Finds
July 13, 2026  |  Credit Cards

Customer lifetime value has long been treated as an output metric, a way to judge whether a card portfolio performed well after the fact. Increasingly,...

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85% of CFOs Say Automation Cuts Payments Friction
85% of CFOs Say Automation Cuts Payments Friction
July 13, 2026  |  Fraud Prevention

Security controls are designed to stop bad payments, but new data suggested the strongest systems may be the ones customers barely notice. Get the Full...

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Why the Companies Winning at Payments Aren’t Adding Providers
Why the Companies Winning at Payments Aren’t Adding Providers
July 13, 2026  |  Payments Innovation

Payments are now part of the customer experience layer, the uptime layer and the revenue operations layer. That means they can no longer be managed...

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88% of Banks Report Strong ROI With Instant Business Payments
88% of Banks Report Strong ROI With Instant Business Payments
July 13, 2026  |  Real-Time Payments

Business clients don’t want to hear that the payment is “in process.” They want to know that the money was moved, the supplier was paid...

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Three-Quarters of Financial Firms See Identity Inconsistencies
Three-Quarters of Financial Firms See Identity Inconsistencies
July 10, 2026  |  Authentication

Digital revenue has turned identity verification from a back-office control into a front-door growth issue for financial services firms. Get the Full Story Complete the...

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New Data Shows Why One Consumer Economy Has Become Three
New Data Shows Why One Consumer Economy Has Become Three
July 10, 2026  |  Consumer Insights

Consumer spending has become less about confidence and more about financial capacity, and that shift is giving banks and payments providers a clearer map of...

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Study Finds AI Must Earn the Right to Move Money
Study Finds AI Must Earn the Right to Move Money
July 10, 2026  |  Artificial Intelligence

Enterprise artificial intelligence promises nearly as many different business outcomes as there are businesses themselves. It comes as little surprise, then, that the AI race...

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