PYMNTS Study

51% of BNPL Users Use It Because They Have To

51% of BNPL Users Use It Because They Have To
51% of BNPL Users Use It Because They Have To
July 01, 2026  |  BNPL

The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. Get...

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Household Bills Turn Optimism Into Deferred Purchases
Household Bills Turn Optimism Into Deferred Purchases
June 30, 2026  |  Consumer Insights

Consumers still have a strong appetite to spend, but many have lost the room in their budgets to act on it. New PYMNTS Intelligence research...

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53% of Bankers Say Security Drives Real-Time Payments
53% of Bankers Say Security Drives Real-Time Payments
June 29, 2026  |  Real-Time Payments

Real-time payments are starting to look less like a faster delivery truck and more like a digital receipt that arrives before anyone has to ask...

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How Pain at the Pump Just Became a Staffing Problem
How Pain at the Pump Just Became a Staffing Problem
June 26, 2026  |  Consumer Insights

The shift isn’t worth the drive, and workers are doing the math. “When the Drive Isn’t Worth the Pay: How Fuel Costs Reshape Who Can...

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The Customer Lifetime Value Playbook: A New Framework for Issuer Growth
The Customer Lifetime Value Playbook: A New Framework for Issuer Growth
June 24, 2026  |  Payment Methods

Card issuers are under pressure to make their card programs do more than process transactions. Consumers expect cards to work instantly, safely and everywhere, whether...

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3.2% Growth Shows Main Street Still Has Bright Spots
3.2% Growth Shows Main Street Still Has Bright Spots
June 22, 2026  |  SMBs

Main Street businesses are losing momentum, but planned and recurring services are still finding room to grow. Get the Full Story Complete the form to...

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53% of Businesses Plan RTP Adoption as Payment Habits Shift
53% of Businesses Plan RTP Adoption as Payment Habits Shift
June 19, 2026  |  Real-Time Payments

The biggest obstacle to real-time B2B payments may be that the old system is not broken enough. Get the Full Story Complete the form to...

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Just 30% of Financial Firms Use AI for Customer Retention
Just 30% of Financial Firms Use AI for Customer Retention
June 18, 2026  |  Artificial Intelligence

Enterprise artificial intelligence has moved past the pilot stage, but there are some challenges when it comes to gaining wider acceptance. Get the Full Story...

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