PYMNTS Study

Discounts and Protection Could Shift How Digital Bank Customers Pay

Discounts and Protection Could Shift How Digital Bank Customers Pay
Discounts and Protection Could Shift How Digital Bank Customers Pay
August 28, 2026  |  Payment Methods

Digital bank customers are not just more comfortable with new payment experiences. With the right incentives, they also appear more willing than other consumers to...

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Credit Unions Are Missing the Rewards Their Members Want Most
Credit Unions Are Missing the Rewards Their Members Want Most
August 27, 2026  |  Credit Unions

A credit union credit card can sit in a member’s wallet for years and still miss most of the action. When rewards enter the picture,...

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35% of Subprime Consumers Remain Outside the Card Market
35% of Subprime Consumers Remain Outside the Card Market
August 27, 2026  |  Credit Cards

More than 1 in 3 subprime consumers sit outside the card market, leaving lenders and merchants with room to build a more manageable entry point...

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57% of SMBs Now Sell Through Their Own Websites
57% of SMBs Now Sell Through Their Own Websites
August 24, 2026  |  SMBs

Small businesses increasingly see growth coming from the digital channels that extend their reach without requiring another storefront. Get the Full Story Complete the form...

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Payment Choice Helps Decide Where Nearly Two-Thirds of US Shoppers Buy
Payment Choice Helps Decide Where Nearly Two-Thirds of US Shoppers Buy
August 24, 2026  |  Consumer Insights

A merchant can win the product search, the price comparison and the trip to checkout, only to discover that how a customer wants to pay...

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Enterprise AI Finds Its Firmest Footing in Security and Treasury
Enterprise AI Finds Its Firmest Footing in Security and Treasury
August 20, 2026  |  Artificial Intelligence

For all the attention paid to enterprise artificial intelligence strategy, adoption is not spreading evenly across the organization. Get the Full Story Complete the form...

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45% Rise in Mobile Price Checks Shows Changes in Store Shopping
45% Rise in Mobile Price Checks Shows Changes in Store Shopping
August 20, 2026  |  Consumer Insights

America’s phone-carrying shopper is becoming less of a bargain hunter and more of an in-aisle decision maker. Get the Full Story Complete the form to...

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BNPL Finds an Audience Among Super-Prime Shoppers
BNPL Finds an Audience Among Super-Prime Shoppers
August 20, 2026  |  BNPL

Consumers who spread their purchases across several buy now, pay later (BNPL) providers are also the ones most prepared to pay for something BNPL was...

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