PYMNTS Study

BNPL Boosts Basket Size When Shoppers See It Early

BNPL Boosts Basket Size When Shoppers See It Early
BNPL Boosts Basket Size When Shoppers See It Early
July 09, 2026  |  BNPL

Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is shaping how retailers present products,...

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Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
July 09, 2026  |  Credit Unions

If you run a credit union, you’ve already won the hard part. Sixty-one percent of your members consider you their primary financial institution, and 87%...

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42% of Issuers Say AI Has Cut Fraud Losses by at Least $5 Million
42% of Issuers Say AI Has Cut Fraud Losses by at Least $5 Million
July 08, 2026  |  Fraud Prevention

Payments used to be judged by whether they moved money quickly. Now they are judged by how well they make decisions before, during and after...

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84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
July 07, 2026  |  eCommerce

For merchants looking overseas for growth, the fastest route may run straight through the checkout page. Get the Full Story Complete the form to unlock...

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Workers Face Cash Gaps While Earned Wage Access Sits Unused
Workers Face Cash Gaps While Earned Wage Access Sits Unused
July 07, 2026  |  Consumer Finance

Earned wage access has largely solved the question of availability. The remaining challenge is persuading workers that it deserves a place in their regular financial...

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36% of Small Businesses Turn to FinTechs for Cross-Border Payments
36% of Small Businesses Turn to FinTechs for Cross-Border Payments
July 03, 2026  |  Cross-border Payments

For small businesses buying goods overseas, choosing a payment provider is becoming less about habit and more about finding the right tool for the job....

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42% of Issuers Say Fraud and Disputes Are Driving Up Costs
42% of Issuers Say Fraud and Disputes Are Driving Up Costs
July 02, 2026  |  Fraud Prevention

Fraud used to sit in the back office. Now it has a front-row seat in the issuer growth strategy. Every blocked purchase, failed dispute or...

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Small Businesses Inherit Big Business Money Problems
Small Businesses Inherit Big Business Money Problems
July 01, 2026  |  SMBs

Large corporations and small businesses aren’t the same. The most obvious difference is sheer scale, but the knock-on effects of that scale have effectively erected...

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