PYMNTS Study

Overdrafts and the US Consumer: A 2023 Report

Overdrafts and the US Consumer: A 2023 Report
Overdrafts and the US Consumer: A 2023 Report
September 08, 2023  |  Consumer Finance

Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions...

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Mystery Box Mystique Keeps 20% of Gen Z Subscribers Signed Up
Mystery Box Mystique Keeps 20% of Gen Z Subscribers Signed Up
September 07, 2023  |  Subscriptions

Consider it another form of splurge for the young generation, which represents an oversized share of segment subscribers.  Get the Full Story Complete the form to unlock...

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Italy and Spain Lead European Demand for All-in-One App
Italy and Spain Lead European Demand for All-in-One App
September 07, 2023  |  Mobile

Consumers’ appetites for an all-in-one app are growing, with nearly 4 in 10 European consumers craving a single app to manage their everyday digital activities....

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37% of Consumers Say Cost a Factor in Buying Ready-to-Eat Meals Over Takeout
37% of Consumers Say Cost a Factor in Buying Ready-to-Eat Meals Over Takeout
September 07, 2023  |  ResTech

With the advent of remote work, limited time and the increasing demand for convenience, ready-to-eat meals have experienced a surge in popularity among consumers.  Get...

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Natural Disasters Highlight Insurers’ Need For Faster Payments
Natural Disasters Highlight Insurers’ Need For Faster Payments
September 06, 2023  |  Disbursements

Real-time payment ability may take on new importance amid a growing need for instant disbursments.  Get the Full Story Complete the form to unlock this...

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Consumers’ Cautious Return to Spend Leaves Discretionary Retailers Like Best Buy Struggling
Consumers’ Cautious Return to Spend Leaves Discretionary Retailers Like Best Buy Struggling
September 06, 2023  |  Consumer Finance

Earnings statistics suggest that consumers are not quite feeling comfortable about freely spending again — at least for retailers of nonessential goods.  Get the Full...

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Disney Leverages Restaurants to Draw Consumers Back to Parks
Disney Leverages Restaurants to Draw Consumers Back to Parks
September 06, 2023  |  ResTech

In an effort to combat the challenges that economic pressures have posed for Disney’s U.S. resorts, the media giant is looking to its restaurant offerings...

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Financially Distressed Consumers More Open to Payment and Banking Innovations
Financially Distressed Consumers More Open to Payment and Banking Innovations
September 06, 2023  |  Credit Unions

Subprime account holders may be driven toward banking innovations in their quest for financial wellness. Get the Full Story Complete the form to unlock this...

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