PYMNTS Study

Slow Payouts Are Starting to Cost Banks Consumer Trust

Slow Payouts Are Starting to Cost Banks Consumer Trust
Slow Payouts Are Starting to Cost Banks Consumer Trust
January 14, 2026  |  Money Mobility

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a...

READ MORE >
Card Program Complexity Puts Scale-or-Stall Pressure on Issuers
Card Program Complexity Puts Scale-or-Stall Pressure on Issuers
January 14, 2026  |  Payments Innovation

Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue...

READ MORE >
North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
January 12, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and...

READ MORE >
Survey: 40% of Hourly Workers See No Benefit From Economic Growth
Survey: 40% of Hourly Workers See No Benefit From Economic Growth
January 12, 2026  |  Economy

Liquidity stress in the U.S. economy is no longer a background condition. Get the Full Story Complete the form to unlock this article and enjoy...

READ MORE >
Shared Signals Are Helping Banks Stop Fraud Sooner
Shared Signals Are Helping Banks Stop Fraud Sooner
January 09, 2026  |  Cybersecurity

The goal for financial institutions isn’t to keep pace with the artificial intelligence-driven evolution of fraud. It’s to outpace it. Get the Full Story Complete...

READ MORE >
Digital Wallets Win the Instant Payments Habit Battle
Digital Wallets Win the Instant Payments Habit Battle
January 09, 2026  |  Real-Time Payments

Payments history shows a familiar pattern. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

READ MORE >
More Than Half of All Suppliers Take Instant Payment When Offered
More Than Half of All Suppliers Take Instant Payment When Offered
December 23, 2025  |  Real-Time Payments

Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship. Get the Full Story Complete...

READ MORE >
Why Pay Timing Is Becoming the New Financial Fault Line
Why Pay Timing Is Becoming the New Financial Fault Line
December 19, 2025  |  Consumer Insights

The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a...

READ MORE >