PYMNTS Study

Banks Bet on Virtual Cards as the New Credit Battleground

Banks Bet on Virtual Cards as the New Credit Battleground
Banks Bet on Virtual Cards as the New Credit Battleground
June 05, 2025  |  Digital Payments

When Apple Pay launched in 2014, it promised a future free of plastic. Over a decade later, the ripples of that revolution are still unfolding...

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Credit Unions Monetize Member Data Through FinTech Ties
Credit Unions Monetize Member Data Through FinTech Ties
June 05, 2025  |  Partnerships

Credit unions face pressure to keep pace with national, regional and local banks that are often at the forefront of developing cutting-edge financial services. Get...

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Working Capital Efficiency Rises 2.5% Among North American Middle-Market Companies
Working Capital Efficiency Rises 2.5% Among North American Middle-Market Companies
June 05, 2025  |  Working Capital

North American middle-market firms are demonstrating resilience, fueled in part by an increasing and more strategic use of financial tools. Get the Full Story Complete...

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Top Performing Card Issuers Ace the Cardholder Personalization Test
Top Performing Card Issuers Ace the Cardholder Personalization Test
June 04, 2025  |  Credit Cards

At the core of any firm’s success is customer lifetime value (CLTV), defined for issuers as the total revenue a cardholder generates over their entire...

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Push-to-Debit Tops Consumer Choice for Instant Payouts
Push-to-Debit Tops Consumer Choice for Instant Payouts
June 02, 2025  |  Disbursements

Imagine you’re owed a payment, whether it’s a gig paycheck, an insurance claim or a loan disbursement. Get the Full Story Complete the form to...

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68% of CFOs Are Willing to Invest in Real-Time Spend Visibility
68% of CFOs Are Willing to Invest in Real-Time Spend Visibility
June 02, 2025  |  Accounts Payable

Artificial intelligence is reshaping corporate finance, with accounts payable (AP) functions at the forefront of the transformation. Get the Full Story Complete the form to...

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Mexico’s Mobile Shift Reveals Untapped Retail Opportunities
Mexico’s Mobile Shift Reveals Untapped Retail Opportunities
May 30, 2025  |  Shopping

Mexico is becoming a mobile-first consumer market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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73% of Gen Z Identify as ‘Reactors’ in New Study
73% of Gen Z Identify as ‘Reactors’ in New Study
May 29, 2025  |  Consumer Finance

A shift is underway in how consumers in the United States manage their finances, and high earners are increasingly exhibiting reactive money habits. Get the...

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Credit Unions Double Down on Financial Controls to Boost Member Growth
Credit Unions Double Down on Financial Controls to Boost Member Growth
May 28, 2025  |  Credit Unions

For small firms, punching above their weight is key to survival. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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