PYMNTS Study

Credit Access Could Determine Small Business Success in 2025
Credit Access Could Determine Small Business Success in 2025
January 14, 2025  |  SMBs

Conditions are improving for small businesses, at least with the uncertainty of the election behind them and a generally positive mindset about fundamentals ahead of...

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From Payments to New Accounts: The New Money Mobility Ecosystem Explained
From Payments to New Accounts: The New Money Mobility Ecosystem Explained
January 10, 2025  |  Money Mobility

Characterized by a complex network of banks, FinTechs and technology providers, the modern money mobility ecosystem makes access to money faster and more efficient —...

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How Consumers Decide What Card Is Their Top of Wallet Go-To
How Consumers Decide What Card Is Their Top of Wallet Go-To
January 10, 2025  |  Loyalty & Rewards

Credit card issuers want to know how they can win that coveted top-of-wallet spot. One powerful strategy for cementing customer loyalty is encouraging engagement with...

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77% of Travelers Prioritize Experience Over Cost
77% of Travelers Prioritize Experience Over Cost
January 09, 2025  |  Travel Payments

The hospitality industry has seen a resurgence since COVID-19, and international travel and tourism are expected to surpass pre-pandemic levels. Get the Full Story Complete...

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Why Consumers Choose Pay Later Over Traditional Credit
Why Consumers Choose Pay Later Over Traditional Credit
January 03, 2025  |  BNPL

Pay later plans are transforming how consumers manage their spending and how merchants engage with their customers. And there is a consistent theme: Adoption of...

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Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
January 02, 2025  |  Consumer Payments

Are you seeing the full picture of how consumers are choosing to pay? Consumer behavior is complex, but their payment patterns reveal valuable business opportunities....

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82% of Mobility Sector Treasurers Believe They Can Boost Cash Flow Predictability
82% of Mobility Sector Treasurers Believe They Can Boost Cash Flow Predictability
January 01, 2025  |  B2B Payments

Companies in the mobility space could enjoy a range of benefits if their treasurers had greater influence and involvement, according to the PYMNTS Intelligence report...

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New Data Shows Consumers Take Strategic Approach to Credit Usage
New Data Shows Consumers Take Strategic Approach to Credit Usage
December 30, 2024  |  Consumer Finance

Credit takes center stage in the spending habits and financial lifestyles of today’s consumers. Increasingly, consumers strategically use multiple credit products to maintain financial flexibility...

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Retailers Resolve to Even Up Online and In-Store Experiences in 2025
Retailers Resolve to Even Up Online and In-Store Experiences in 2025
December 27, 2024  |  Retail

While holiday spending may have filled merchants’ coffers, the challenge will be to keep consumer momentum going at the registers, particularly at brick-and-mortar stores. Get...

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