PYMNTS Study

Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
October 17, 2024  |  Digital Payments

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Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
October 16, 2024  |  Digital-First Banking

Mid-sized financial institutions (FIs) — including community banks, regional banks, and credit unions — face growing challenges in automating their lending processes. This is particularly...

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Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
October 15, 2024  |  Technology

Technology industry treasurers face different challenges than their peers in other sectors. For example, only 50% report having strong influence in decision-making, far below other...

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61% of Millennials Want Real-Time Payments in Finance and Insurance
61% of Millennials Want Real-Time Payments in Finance and Insurance
October 15, 2024  |  Real-Time Payments

As the financial and insurance sectors evolve, the demand for swift and accurate payment systems has never been more pronounced. Legacy systems often need to...

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Saudi Arabia Takes Global Leadership Role in Click-and-Mortar™ Shopping
Saudi Arabia Takes Global Leadership Role in Click-and-Mortar™ Shopping
October 15, 2024  |  Retail

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Report: Hurricanes Underscore Urgent Need for Instant Consumer Payments
Report: Hurricanes Underscore Urgent Need for Instant Consumer Payments
October 09, 2024  |  Money Mobility

Consumers receive a variety of disbursements. These include earnings and income payments, Social Security payments, tax refunds, insurance claim payments and loan proceeds. In fact,...

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52% of Gen Z and Millennial Consumers Say They Might Give Community Banks a Try
52% of Gen Z and Millennial Consumers Say They Might Give Community Banks a Try
October 02, 2024  |  Credit Unions

As digital banking transforms the financial landscape, community banks and credit unions (CUs) are poised to capture Generation Z and millennials. Get the Full Story...

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Digital Wallets: New Report Bridges Gap Between Awareness and Usage
Digital Wallets: New Report Bridges Gap Between Awareness and Usage
October 01, 2024  |  Digital Payments

Consumers across five major markets — Brazil, France, Germany, the United Kingdom and the United States — are generally familiar and satisfied with the experience...

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Embedded Lending Bridges Gap Between Consumers, Businesses and Credit
Embedded Lending Bridges Gap Between Consumers, Businesses and Credit
September 27, 2024  |  SMBs

Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other...

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