PYMNTS Study

How Banks Are Making Instant Payments Interoperable

How Banks Are Making Instant Payments Interoperable
How Banks Are Making Instant Payments Interoperable
August 08, 2025  |  Real-Time Payments

The future of instant payments in the United States hinges on a balance, as financial institutions navigate the complexities of fragmented networks by embracing dual-rail...

READ MORE >
For Baby Boomers, It’s Still All About Retirement
For Baby Boomers, It’s Still All About Retirement
August 07, 2025  |  Consumer Finance

Among the varying financial behaviors observed across generations, baby boomers stand out as the sole demographic where proactive financial planners constitute a majority, marking a...

READ MORE >
New Data Shows Women Decide When and How to Cut Back
New Data Shows Women Decide When and How to Cut Back
August 06, 2025  |  Consumer Insights

When it comes to escaping the paycheck-to-paycheck grind, men are more likely than women to think they can simply tighten their belts. Get the Full...

READ MORE >
Credit Card Loyalty Shifts as Millennials Prioritize Value Over Gimmicks
Credit Card Loyalty Shifts as Millennials Prioritize Value Over Gimmicks
August 06, 2025  |  Credit Cards

Generation Z and millennial consumers are rewriting the rules of engagement when it comes to credit cards. Get the Full Story Complete the form to...

READ MORE >
Mobile Window Shopping Becomes A Retail Revenue Engine
Mobile Window Shopping Becomes A Retail Revenue Engine
August 05, 2025  |  Mobile Commerce

Want to know what’s really powering the mobile shopping boom? Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

READ MORE >
34% of Shoppers Choose Not to Spend When Credit is Denied
34% of Shoppers Choose Not to Spend When Credit is Denied
August 01, 2025  |  Consumer Insights

Consumer credit presents a challenge for financial institutions, as new research reveals revenue and customer relationships at stake when preferred payment methods become unavailable. Get...

READ MORE >
Instant Payouts Become the New Paycheck in a Real-Time Economy
Instant Payouts Become the New Paycheck in a Real-Time Economy
July 29, 2025  |  Disbursements

Instant disbursements have quietly become a cornerstone of how consumers manage their money. What began as a convenient perk for occasional refunds or rewards has...

READ MORE >
Why Credit Unions Stuck in Innovation’s ’Middle Child’ Tier Risk Falling Behind
Why Credit Unions Stuck in Innovation’s ’Middle Child’ Tier Risk Falling Behind
July 28, 2025  |  Credit Unions

Is your credit union innovating or just checking boxes? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

READ MORE >