FinTechs and banks are collaborating to give their customers unprecedented flexibility, control and speed, but that can create new security gaps. In the Real-Time Payments...
As more financial transactions occur online and through mobile channels, fraud and security threats have inevitably grown as well, taking advantage of digital vulnerabilities. Consumers’...
Consumers’ payment needs have undergone a sea change over the past two years, and access to real-time payments is becoming a requirement that many never...
Highly connected consumers are all about speed and efficiency, and they are increasingly drawn to the value of instant payments. In the Real-Time Payments Tracker,...
The pandemic has changed consumers’ preferences for how they pay vendors and receive disbursements that range from paychecks to insurance payouts. Contactless payments’ growing popularity...
It is safe to say that most American consumers are fans of real-time payments. PYMNTS research demonstrates that 70% of U.S. consumers who have used...
Billers often suffer from a lack of speed and clarity on their receivables, while payors are frequently stumped over what they owe and to whom....
Request-to-pay features have emerged with promises to benefit merchants, financial institutions and billers. The message exchange service allows payees or creditors to collect a payment...
A battle has been raging in the financial industry over the past several years as FinTechs grow more popular and begin to offer more banking...