SMBs

Small and Medium businesses are privately owned corporations, partnerships, or sole proprietorships which have fewer employees and/or less annual revenue than a regular-sized business or corporation.

10 Ways SMBs Accessed and Used Credit in 2024
10 Ways SMBs Accessed and Used Credit in 2024
December 26, 2024  |  SMBs

SMBs can have wildly different experiences accessing credit, PYMNTS Intelligence data reveals. This disparity is especially evident when comparing small businesses of different revenue brackets....

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Update: Middle-Market Execs Predict a Brighter 2025 Despite This Year’s Challenges
Update: Middle-Market Execs Predict a Brighter 2025 Despite This Year’s Challenges
December 23, 2024  |  CFO

Uncertainty reshaped middle-market firms’ operations in 2024, and a consistent theme emerged this year: Firms leveraging analytics and targeted strategies saw improved resilience and profitability....

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UAE-Based CredibleX Raises $55 Million to Expand Embedded Finance Solutions
UAE-Based CredibleX Raises $55 Million to Expand Embedded Finance Solutions
December 20, 2024  |  Investments

UAE-based startup CredibleX has raised $55 million in a seed round to grow and broaden its embedded finance solutions for small- to medium-sized business (SMBs). The...

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The Payments Problem Small Businesses Don’t Know They Have
The Payments Problem Small Businesses Don’t Know They Have
December 20, 2024  |  B2B Payments

The circle of trust and the issues around risk management explored in PYMNTS’ recent “What’s Next in Payments” articles are often heavy on future technology....

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Small Businesses Captured Outsized Gains From 2024’s Payments Innovations
Small Businesses Captured Outsized Gains From 2024’s Payments Innovations
December 19, 2024  |  SMBs

Payments innovations impacted small- to medium-sized businesses (SMBs) in 2024. For years, SMBs lagged behind larger enterprises in adopting digital payment solutions, hindered by limited...

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12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
December 18, 2024  |  Money Mobility

Instant payments are rapidly becoming a preferred method for disbursements, revolutionizing how consumers, SMBs and enterprise senders manage their finances. And there is a consistent...

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81% of SMBs Are Open to Adopting Integrated Payments
81% of SMBs Are Open to Adopting Integrated Payments
December 18, 2024  |  B2B Payments

Small to mid-sized businesses (SMBs) across the U.S. face struggles due to fragmented and inefficient business-to-business (B2B) payment systems. While many SMBs recognize the potential...

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Parafin Raises $100 Million to Grow Embedded Finance Infrastructure for Platforms
Parafin Raises $100 Million to Grow Embedded Finance Infrastructure for Platforms
December 17, 2024  |  Payments Innovation

Parafin has raised $100 million in a Series C funding round to grow its embedded finance infrastructure that powers financial services for marketplaces, vertical software-as-a-service...

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Small Business Loans Decreased in 2023 as Lending Standards Tightened
Small Business Loans Decreased in 2023 as Lending Standards Tightened
December 16, 2024  |  SMBs

Small business and small farm loans decreased in 2023 as interest rates rose and lending standards tightened, according to three federal banking agencies with responsibilities...

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