The Clearing House

How One Banker Sees the FedNow and RTP® Faster Payments Landscape Evolving
How One Banker Sees the FedNow and RTP® Faster Payments Landscape Evolving
July 25, 2023  |  Real-Time Payments

The flagship real-time payment system in the U.S., The Clearing House’s RTP® network, reaches 65% of all demand deposit accounts in the country, according to...

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TCH Reports RTP Network Has Topped Half a Billion Instant Payments
TCH Reports RTP Network Has Topped Half a Billion Instant Payments
July 24, 2023  |  Faster Payments

The Clearing House (TCH) has reported that its RTP instant payments network surpassed the 500 million payment milestone on Saturday (July 22). The RTP network...

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RTP® and FedNow’s Real Problem: Businesses Aren’t Asking for It
RTP® and FedNow’s Real Problem: Businesses Aren’t Asking for It
July 21, 2023  |  Real-Time Payments

And then there were two. The launch of FedNow on Thursday (July 20) brings the tally of real-time payments networks to a duopoly in the...

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FedNow’s Future and What the Triple Clock Theory Says About It
FedNow’s Future and What the Triple Clock Theory Says About It
July 17, 2023  |  Real-Time Payments

Four days from today, the Federal Reserve’s instant account-to-account payments rail will go live. FedNow’s launch on July 20 will bring the number of real-time...

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FinTech Partnerships Surge as Insurance Firms Adopt Real-Time Disbursements
FinTech Partnerships Surge as Insurance Firms Adopt Real-Time Disbursements
July 11, 2023  |  Real-Time Payments

Insurance firms are increasingly embracing real-time payments for business-to-business (B2B) transactions, viewing them as essential to success. More than two-thirds plan to increase the use...

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BIS: 93% of Central Banks Working on Digital Currencies
BIS: 93% of Central Banks Working on Digital Currencies
July 10, 2023  |  CBDC

A new Bank of International Settlements (BIS) survey shows the increasing popularity of central bank digital currencies. The survey, released Monday (July 10), found that the share of central...

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From Portugal to the Philippines, Real-Time Payments Increase Their Global Footprint
From Portugal to the Philippines, Real-Time Payments Increase Their Global Footprint
July 05, 2023  |  Real-Time Payments

Real-time payments have gained significant traction worldwide, revolutionizing how consumers and businesses conduct financial transactions. Many countries have successfully implemented real-time payment systems to enhance...

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PYMNTS Intelligence: Leveraging Real-Time Payments to Aid SMBs’ Cash Flow
PYMNTS Intelligence: Leveraging Real-Time Payments to Aid SMBs’ Cash Flow
June 22, 2023  |  Real-Time Payments

With 9 in 10 SMBs receiving late payments and half now considered financially unhealthy, it’s not surprising that half are also eager to adopt real-time...

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Real-Time Payments Offer Small Businesses Stability Amid Cash Flow Struggles
Real-Time Payments Offer Small Businesses Stability Amid Cash Flow Struggles
June 21, 2023  |  Real-Time Payments

Running a small to midsized business (SMB) in the modern economy can be challenging even under perfect economic conditions. Marketing, staffing, inventory management and other...

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