The Clearing House

Twelve Stories That Shaped Real-Time Payments in 2022
Twelve Stories That Shaped Real-Time Payments in 2022
December 28, 2022  |  Faster Payments

Real-time payments provide value because knowing exactly when a payment will be received cannot be overstated. This is especially true for those with tight cash...

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PYMNTS Intelligence: Marking the Milestones and Impact of the RTP® Network
PYMNTS Intelligence: Marking the Milestones and Impact of the RTP® Network
December 21, 2022  |  Faster Payments

The RTP® network does not only offer secure payments that settle in seconds. It also offers payment messaging capability, digital commerce services and a host...

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JPMorgan Hints The RTP® Network Could Disrupt Cross-Border Payments
JPMorgan Hints The RTP® Network Could Disrupt Cross-Border Payments
December 21, 2022  |  Faster Payments

In this month’s “Real-Time Payments Tracker®,” Rupa Krishnan, head of global real-time payments at J.P. Morgan Chase & Co., reflects on the RTP® network’s five-year...

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JPMorgan Sees Real-Time Payments as Cross-Border Disruptor
JPMorgan Sees Real-Time Payments as Cross-Border Disruptor
December 20, 2022  |  Faster Payments

Real-time payments have become table stakes for countries worldwide. Europe has more than half of the world’s real-time payment-enabled markets, with 20 nations now using...

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Bank-Issued Tokenized Deposits Gain Support Amid Bad Stablecoin and Crypto News
Bank-Issued Tokenized Deposits Gain Support Amid Bad Stablecoin and Crypto News
December 15, 2022  |  Cryptocurrency

Bad crypto news has brought a big opportunity for traditional banks to advance tokenized deposits. Add in the unreliable, peg-breaking status of so-called stablecoins, as...

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As RTP Turns 5, Matching Experience to Expectation Is the Challenge
As RTP Turns 5, Matching Experience to Expectation Is the Challenge
November 22, 2022  |  B2B Payments

The customer experience encompasses all of the touch points that customers take advantage of when interacting with a company’s employees, assets or operations — including...

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TCH: Consumers Want Bank Stablecoins but Regulators Block the Path
TCH: Consumers Want Bank Stablecoins but Regulators Block the Path
November 18, 2022  |  Cryptocurrency

FTX’s meltdown and crypto’s whipsaw gyrations continue to shake retail investors, many of whom will be wiped out. Institutional investors are shying away from the...

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TCH Sees ‘Mindset Shift’ Driving Integrated Instant Payments Gains
TCH Sees ‘Mindset Shift’ Driving Integrated Instant Payments Gains
October 28, 2022  |  Faster Payments

As much as COVID-19 gave digital tech and payments a boost, many industry experts think the next three years may hold similarly grand advancements, particularly...

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Cross-Border Demands Banks Get Ready for ‘Clearing 2.0’
Cross-Border Demands Banks Get Ready for ‘Clearing 2.0’
October 13, 2022  |  Faster Payments

As real-time payments networks operate across the globe — FedNow in the U.S. and Faster Payments in the U.K., to name just two examples —...

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